The approval time of housing provident fund loans generally takes 10 working days. After the contract is filed, you can apply for a housing provident fund loan at the housing provident fund management center. After the housing provident fund management center accepts it, it will be approved within ten working days. Notice of loan issued by housing provident fund management center. You sign a loan contract with the bank, and the law firm you entrust applies for a loan from the bank with the loan issuance notice, loan contract and loan information required by the bank. After the mortgage registration is completed by the housing management department, the bank will lend money.