If something else happens during the loan process, other expenses may be incurred. For example, if you ask a guarantee company to make a guarantee, the guarantee company will charge a review fee and a guarantee fee. , charged by the guarantee company; Assets appraisal fees required for collateral appraisal shall be collected by the appraisal company; The registration fee for real estate mortgage registration is charged by the Housing Authority, but paid by the bank; Notarization has a notary fee, which is charged by the notary office at the client. In short, the above is not collected by banks, but by guarantee companies, appraisal firms, registration authorities and notary offices. Banks can collect and transfer money.

In addition, some banks will require to buy some wealth management products for comprehensive income, which will generate additional expenses.