Hello.

Proof of the current loan type, and all of them are photos with ID cards.

Some need to record a video of nodding.

I hope you can be rewarded through your own labor.

We resolutely put an end to all violations.

Second, what good loans can be opened without looking at the credit report?

Loan platforms that are easy to pass without looking at credit information mainly include the following categories:

1, comfortable flowers. Users can make installment loans within the limit.

2. Little elk. Don't read the credit report, the second audit, the second payment. Ok: 1000-5000 yuan.

3. Save it. Financial products with ultra-low interest rate and installment repayment have fast evaluation and review speed.

4. People's livelihood helps food loans. Lending can be made on the day of audit.

5. borrow wheat. Don't look at the online loan platform for credit information, and provide you with two products: lightning loan and large loan.

6, star wallet. If you don't look at the credit information, the threshold for office workers to apply is low, and students are approved in seconds.

The above is the recommendation that the loan is easy to pass, regardless of credit information. Those who want to borrow money in an emergency can refer to these platforms. As long as you have a mobile phone, you can apply anytime and anywhere.

Credit is a loan granted according to the borrower's reputation. It doesn't need property mortgage or guarantee. It is very convenient and quick to apply for a loan only by personal reputation, which is very helpful for people who are in a hurry to use money. However, you need to pay attention to applying for a loan. Please choose a regular platform to ensure the safety of your information and funds.

3. What are the loan points that can't be found by credit investigation?

In today's society, no matter what we do, it is linked to credit reporting. Many places can't handle it because of poor credit information, especially loans. Once there is a problem with the credit information, it will affect our loan amount, interest and even make it impossible to handle it. So, personal credit information is just one of the conditions of bank mortgage loan. Is it that simple? What are the specific connections between personal credit reporting and bank mortgage loans? What kind of influence does personal credit information have on the handling of bank mortgage loans? Personal credit is not good, is it really impossible for bank mortgage loans to succeed? Let's take a look with Qiang Sen Financial Bian Xiao.

Regarding the relationship between credit reporting and bank loans, the Credit Reporting Center of the People's Bank of China stated this in the product "Credit Reporting and Our Life".

1. Who's in charge of lending you money?

Whether you finally repay the loan directly affects the interests of the lending bank, so the lending bank can only decide whether to give you a loan.

2. On what basis does the lending bank decide whether to lend you money?

The loan bank decides according to the credit risk of whether you repay the principal and interest on time and the risk that the bank undertakes to repay the principal and interest on time.

3. How does the lending bank judge your credit risk?

The loan bank makes a comprehensive judgment based on the evaluation value of your personal collateral, the credit information system, the third-party organization and the information held by the loan bank.

When will the loan bank check your credit report?

After receiving your loan application, the loan bank needs to check your historical repayment record, the number of loans you borrowed, external guarantee, collateral evaluation value, repayment ability and credit record, and then decide whether to give you a loan and the loan amount.

5. Will the bank refuse?

Not necessarily, the bank mortgage loan is mortgaged. General banks don't pay special attention to credit records. You can consult other banks.

6. Repay according to the loan contract

Although banks pay less attention to credit reporting when handling bank mortgage loans than when handling credit loans, the impact of repayment on credit reporting is the same. Repayment according to the contract is conducive to increasing the loan amount and enjoying more loan concessions in the next loan. If you don't repay the loan according to the contract, you will receive penalty interest from the bank, pay liquidated damages, and even need to repay the loan in advance.

7. The influence of repayment method on credit investigation.

Due to different repayment methods, the time for transferring money from the account to the account designated by the lending bank is also different, which may inadvertently cause overdue records and be recorded as black accounts by the credit information system. Therefore, the borrower must repay the loan 1-2 days in advance, especially on holidays.

4. What is the excuse for not checking the credit information?

Let me help you.