1, depending on the platform qualification, the state's supervision of private microfinance is becoming more and more strict. Recently, the state has a series of policies to rectify cash loans, such as suspending the establishment of online microfinance companies and thoroughly cleaning up the equity held by state-owned assets. Therefore, choosing a loan APP depends on whether the platform qualification is reliable. If there is no formal and qualified loan platform, don't set foot in it. Be careful of making mistakes.
2. Look at the loan speed. The loan speed refers to how long it takes the borrower to apply for a loan, pass the examination and finally make the next payment. The faster the loan app is, the more popular it will definitely be, especially those who need money urgently.
3. Look at the loan interest rate and handling fee. As we all know, bank loans are the most reliable platform, because no extra fees will be charged in the process of bank loans, while regular mobile phone loan APP institutions or loan intermediaries will only charge pre-agreed service fees and consulting fees after bank loans.
4. Look at the user comments of the hand loan APP. If there are many application records and comments of other users in the mobile loan app, there are no negative comments, and the credibility is relatively high; If a user ID comments many times in one place, it may be Shuijun, pay attention.
5. Look at the number of loan products on the mobile loan app platform. If there are hundreds or more products on this mobile phone loan APP, your choice will be greater and the next payment will be easier.
6. Look at the APPlication process of the mobile loan app. The simpler the process, the less materials and certificates are needed, and the faster the loan application will be. For example, Ping An official website's I loan can be released in 3 minutes at the earliest, with a maximum amount of 30,000.