1. Have a legal and valid identity certificate; 2. The age plus the loan period must not exceed 70 years old. If the branch’s local regulatory authorities provide otherwise, the relevant regulations of the local regulatory authorities shall apply; 3. Have the ability to repay the loan on time ability to pay principal and interest;

4. Comply with laws and regulations, be honest and trustworthy, have no illegal conduct, and are not currently involved in any criminal cases or adverse civil cases;

5. Have good credit, The credit record meets the requirements of our bank, and the loan business handled by our bank is currently in arrears. To see if you meet the requirements, please contact the personal loan department of your local outlet for consultation and confirmation!