After withdrawing the housing provident fund, you can use the housing provident fund loan again, but it will affect the loan amount: if you only withdraw the provident fund and don't use the provident fund loan, then you can use the provident fund loan without a house under your name, which can be handled according to the standard of the first home loan; If the spouse has used provident fund loans before, although the withdrawal of provident fund loans does not occupy the amount of provident fund loans, but because the whole family has used provident fund loans before, and this is also the second home purchased, it belongs to the second home loan, and the down payment is at least 60%. According to the above two situations, it can be seen that the identification standard of provident fund loans has nothing to do with the withdrawal of provident fund loans, that is, if you want to buy a house according to the first set of provident fund loans, you must have no house under the name of (family) and no record of provident fund loans. However, although the withdrawal of provident fund does not affect the number of provident fund loans, it also has an impact on provident fund loans, the most direct thing is to affect the amount of provident fund loans.

Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.

From July 1 2065438, all housing provident fund management centers across the country will handle the transfer and connection of housing provident fund in different places through the platform in accordance with the requirements of the National Operating Rules for the Transfer and Connection of Housing Provident Fund in Different Places issued by the Ministry of Housing and Urban-Rural Development.

On 202 1 July1day, the Ministry of Housing and Urban-Rural Development of the People's Republic of China confirmed the national housing provident fund service logo and decided to start it from now on.

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20 1 1 The Ministry of Housing and Urban-Rural Development, together with other departments, is studying and revising the Regulations on the Management of Housing Provident Funds, and liberalizing the provision that individuals withdraw provident funds to pay housing rent. 20 13 some cities have introduced measures to allow employees suffering from major diseases or their immediate family members to withdraw provident fund for emergency.

20 14 Three departments issued a document to cancel the housing accumulation fund, individual housing loan insurance, notarization, new house evaluation and compulsory agency guarantee, so as to reduce the burden on loan workers.

20 15 "regulations on the management of housing provident fund (revised draft for comments)" proposes that the contribution ratio of housing provident fund for employees and units shall not be lower than 5% and higher than 12%. From February 2, 2006 to February 0, 2006, the deposit interest rate of employee housing provident fund account was adjusted to be based on the one-year fixed deposit benchmark interest rate, and the increased interest rate was 1.50%.

From July, 2065438 to July, 2007, all housing provident fund management centers in China will be "networked" to handle the transfer and connection of housing provident fund in different places through a unified platform.

On May 5, 20 18, Beijing Housing Provident Fund Management Center issued the Notice on Cancelling the Copy of Identification Materials as a Requirement for Withdrawing Housing Provident Fund and Handling Loan Business.

On 202 1 July1day, the Ministry of Housing and Urban-Rural Development of the People's Republic of China confirmed the national housing provident fund service logo and decided to start it from now on.