1. Bring your ID card and a small amount of cash to the bank branch;
2. Fill in the form with the assistance of the staff in the bank lobby;
3. Take the number and queue up, and copy the ID card with the assistance of the staff;
4. Call the counter number, go to the counter and give the completed form and ID card to the bank teller. When you apply for this card, you need to sign it. 5. Enter a six-digit password. Remember it when you set it up. This is the password for future withdrawals;
6. You will get a bank card after all the processing is completed. If you apply for online banking at the same time, you will get a secret card or U shield at the same time;
7. Finish the card, take your things and leave.
Minsheng Bank loan processing flow:
Submit a loan application → open a settlement account → apply for a business card → apply for a loan → investigate the loan → collect loan information → examine and approve the loan → implement the guarantee conditions → sign and approve the loan → transfer the loan funds → repay the principal and interest on time according to the contract → pay off the loan, terminate the contract, and go through the formalities of mortgage registration cancellation or pledge unfreezing.
Application conditions
1. has full capacity for civil conduct, and the borrower and his family have no bad credit records;
2. Own or control business entities such as individual industrial and commercial households and small and medium-sized enterprises. , and the business entity has no bad credit record;
3. Family net assets are not less than 500,000 yuan in kind, such as houses and cars without loans;
4 engaged in production, operation and investment activities (including contracting and leasing activities), in principle, it is necessary to have more than three years of work experience in this industry, have a fixed business place at the location of Minsheng Bank and have been operating continuously for more than two years (inclusive);
5. In principle, it is necessary to have a permanent residence or valid residence status in the town where the Minsheng Bank institution is located, and have a fixed residence;
6. There is a personal settlement account in Minsheng Bank, and the borrower's business entity has a corporate settlement account in Minsheng Bank.