1. Prepare the materials needed for handling the loan, fill in the application form at Ping An Bank, and then submit the materials to Ping An Bank.

2. Ping An Bank conducts audit.

3. After approval, the bank signs a contract with the customer.

4. The customer handles mortgage, notarization and other procedures.

5. After the formalities are completed, the bank issues loans to customers.

2. Dear friends, do you need any conditions for the renovation loan of Ping An Bank?

Most banks incorporate decoration loans into comprehensive consumer loans, and some carry out special decoration loans, among which Ping An Bank Decoration Loan is a very representative product in bank decoration loans.

Ping An Bank has branches in Beijing, Shanghai, Tianjin, Chongqing, Guangdong, Zhejiang, Fujian, Jiangsu, Shandong, Liaoning, Sichuan, Hubei, Yunnan, Hainan and other provinces and cities, where you can apply for renovation loans from Ping An Bank. The specific requirements are as follows:

1, aged 25 to 55;

2. China citizens with full capacity for civil conduct and second-generation identity cards;

3. No bad credit record;

4. The average monthly income is _ 3,000 yuan, and Beijing, Shenzhen, Guangzhou, Shanghai and Hangzhou are _ 4,000 yuan;

5. Have a stable job. Salaried employees have been working in their current units for 3 months continuously, and some customers need 6 months.

3. What are the compensation conditions for the renovation of Ping 'an Property Insurance House?

Ping 'an Property Insurance covers the loss of house decoration caused by fire, natural disasters, falling or collapse of foreign objects.

Fourth, Ping An Decoration Loan

_ Decoration loan terms 1, aged 25 to 55 years old. 2. Average monthly income _ 3,000 yuan, Beijing, Shenzhen, Guangzhou, Shanghai and Hangzhou _ 4,000 yuan. 3. Have a stable job. Salaried employees have been working in their current units for 3 months continuously, and some customers need 6 months. 4. Living and working in the following areas (other areas are being carried out one after another): Beijing, Shanghai, Tianjin, Chongqing, Guangdong, Zhejiang, Fujian, Jiangsu, Shandong, Liaoning, Sichuan, Hubei, Yunnan and Hainan. Note: The above provinces and cities will be provided with loan services by Shenzhen Development Bank, a subsidiary of Ping An Group. 5. China citizens with full capacity for civil conduct and second-generation identity cards. 6. No bad credit record. _ Decoration Loan Information 1, Ping An New Loan Application Form. 2. The ID card must be a second-generation ID card. Please copy the front and back to the same A4 paper. 3. Work Certificate The work certificate (stamped with the official seal of the company/the seal of the personnel department) or labor contract (indicating the contact person and telephone number of the human resources department) issued by the company in the last month must be reflected in the continuous working time of the current unit of not less than 3 months (some customers need not less than 6 months), and the time recorded in the certificate shall prevail. 4. Income proof standard salaried customers need to provide the bank salary flow in my name for nearly 6 months; The work certificates of outstanding professional customers and employees of Ping An Group, if they have income statements, can be used instead of bank payroll, except that sales are the main source of income. 5. Commitment letter of loan purpose. Please copy the debit card of Ping An Bank on the same A4 paper and write it in the blank. _ Repay the renovation loan 1. How to repay: When applying for a loan, you need to provide a debit card of Zhang Pingan Bank as a loan settlement account, and subsequent loan issuance and repayment will be carried out in this account. 2. Repayment method A. Fixed monthly repayment The new loan is to repay the principal and interest at a fixed amount on a monthly basis. (salaried person) B. "Low mortgage" repayment The new loan provides a special "low mortgage" repayment method. The repayment period is 65,438+02 months, and the principal and interest are paid monthly in the first 65,438+065,438+0 months. The monthly repayment amount is calculated according to the three-year amortization method, and the remaining loan principal and interest are paid off in the last 65,438+0 months. Less repayment pressure makes you more efficient. 3. Repayment Term Ping An Decoration Loan provides up to four different repayment terms for you to choose from: 12, 18, 24, 36. You are free to choose appropriate terms according to your own situation.