1. Contact the loan platform: contact various loan platforms, inform them of your predicament and seek solutions. They may offer deferred repayment and partial interest relief to help you.
2. Make a repayment plan: evaluate your economic situation and disposable income, make a feasible repayment plan, and try to implement it on time. Ensure that limited funds are allocated to each lending platform to avoid further arrears.
3. Ask for help: If your debt is too large or you can't handle it, you can consider consulting professional organizations, such as consumer protection organizations or debt consulting agencies, for more detailed guidance and help.
4. Avoid new loans: try to avoid borrowing again, so as not to further increase the burden. Plan your financial situation reasonably to ensure that you will not fall into similar debt problems again.
Summary:
Facing the debt problem of peer-to-peer lending, it is the key to contact the lending platform in time and make a repayment plan. At the same time, seeking the help of professionals to avoid new loans will also help solve the problem. Please note that the above suggestions are for reference only, and the specific measures can be different according to individual circumstances. I suggest you consult relevant professional organizations for more accurate guidance.
Extended information related to the problem:
In recent years, with the development of P2P loan industry, some people may fall into debt dilemma. In China, the financial supervision department has issued a series of policies to regulate and manage the P2P loan market to protect the rights and interests of borrowers. According to the Interim Measures for the Management of Business Activities of Personal-to-Personal Lending Information Intermediaries and other relevant laws and regulations, borrowers have the right to request transparent and compliant services, and can safeguard their rights and interests through consultations and complaints. But on specific issues, it is best to consult relevant professional institutions or lawyers to get accurate legal and financial advice.