I want to buy a house in Hefei. The total house price is230,000. What is the minimum down payment? How much is the monthly payment for 15? What about 20 years? Ask for a detailed explanation! thank you If the total house price is 230,000, at present, the minimum down payment of many banks can be 20% (but it must be the first house you buy), that is, the down payment of 46,000; If the down payment is 50,000 yuan, because bank loans only borrow integers, that is, you need to borrow 1.8 million yuan. If it is 1.345 yuan, you will pay it back every month on average. If it is 20 years, your average monthly repayment is 1 106 yuan; You can search the specific repayment amount from Baidu: loan calculator, directly input your number, and your repayment amount will be automatically calculated; I hope my answer can help you solve the problem you need to solve; Happy Year of the Tiger!