Yes, Beijing Heli Guarantee Loan Company can help you.
Let's see what others say.
Second, if you buy a house in Changping, Beijing, you can use Beijing's housing provident fund loan.
It is no problem to use the housing provident fund, but personal credit information needs to be improved.
3. Can Beijing Housing Provident Fund buy a house in a different place?
Hello, no, you can only use provident fund loans locally. Although you can't use Beijing's provident fund loan to buy a house in a different place, you can withdraw the provident fund locally even if you don't buy a house in Beijing (the administrative area where the provident fund is paid). 1. Beijing Provident Fund buys a house in a different place (1) Can Beijing Provident Fund buy a house in a different place? According to the relevant policies of Beijing housing provident fund, the housing provident fund paid in Beijing at this stage cannot be loaned to buy a house in a different place, but it can be withdrawn after buying a house in a different place. (1) Employees who have paid the housing provident fund in Beijing can apply for withdrawal of the provident fund after buying a house in other places. If they have co-branded cards, they can also withdraw them monthly, quarterly and annually. (2) Foreign workers who work in Beijing and pay the housing provident fund on a monthly basis can apply for monthly withdrawal of the provident fund through their own units after purchasing real estate in other places, and enjoy the same treatment as citizens who buy local houses. In addition, citizens who buy houses in different places can still apply for provident fund loans even if they withdraw all their provident funds from their personal accounts after buying houses in Beijing, as long as they meet the relevant regulations. At present, the provident fund centers in various places are relatively independent, and there are no interconnected offices. At present, Beijing Provident Fund Center cannot handle provident fund loans for such people who buy houses in different places. (II) Withdrawal of provident fund after buying a house in a different place According to the current withdrawal policy of Beijing housing provident fund, Beijing housing provident fund can be withdrawn after buying a house in a different place. According to the Notice of Beijing Housing Provident Fund Management Center on Further Strengthening the Management of Housing Provident Fund Withdrawal, Beijing Provident Fund No.201414, the management of house purchase withdrawal in different places is strengthened: when employees apply for house purchase withdrawal in provinces and cities outside Beijing, in addition to submitting relevant materials according to the regulations of the management center, the unit where the employees work should fulfill the verification obligation and issue a "certificate of house purchase in different places", and the employees should issue a certificate of unit deposit that the subject qualification of their unit does not exist. In principle, the withdrawal of housing provident fund shall be handled by the unit manager. Workers' housing provident fund is transferred to households with clear information and centralized storage, which can be handled by individuals with corresponding certificates and extraction materials. Second, how to apply for an off-site provident fund loan 1, loan consultation First of all, you need to consult the provident fund management center that applied for the loan, and ask whether the local government allows you to apply for an off-site provident fund loan, if so, what conditions are needed, what materials are prepared, and so on. 2. loan application then, you need to submit an application for a loan in a different place to the management center where the provident fund is deposited. The staff will confirm your application to see if the information you said is true. After confirmation, the staff will issue a certificate of deposit and use of the housing provident fund for the employees who have borrowed from different places. 3. Submission of materials You need to bring your ID card, house purchase contract and certificate of use of off-site loans to the provident fund management center where you apply for loans, and submit the materials to the staff, who will review your materials to confirm their authenticity and integrity. At the same time, the management center where you deposit the provident fund will mark your off-site loans and establish a detailed account of off-site loans. After the data is approved, the provident fund center that applied for the loan will go through the loan procedures for you and issue the loan to you. You need to repay on time, and the city's provident fund management center will also cooperate with the loan provident fund center to urge you to repay. After understanding the knowledge about Beijing provident fund buying houses in different places, we can draw the conclusion that according to the relevant policies, the provident fund can be withdrawn after buying houses in different places. When handling provident fund loans in different places, we must first understand the relevant policies. Information may not be reflected in time because of different places. When buying a house, you must pay attention to the safety of funds. According to Article 24 of the Regulations on the Management of Housing Provident Fund, employees can withdraw the balance of their housing provident fund accounts under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.