1. When reviewing the loan, the system found that there were obvious contradictions in the information provided by the applicant such as ID card and bank card. The mobile phone number does not belong to the same person. 2. After providing credit to the borrower, Xinyi Loan Micro-loan found that there were abnormal behaviors such as short-term high-frequency lending in the borrower's account. 3. If everyone is overdue after getting the loan, then the Xinyi Loan Micro-loan Association will arrange for the staff to call to remind everyone to repay in time.