1, commercial loan

(1) Hangzhou has no house or loan record, and the minimum down payment is 30%.

(2) Hangzhou has no house but a loan record, and the minimum down payment is 60%.

(3) Hangzhou 1 suite, with a minimum down payment of 60%.

2. Provident fund loans

(1) Hangzhou has no house or loan record, and the minimum down payment is 30%.

(2) Hangzhou has no house but a loan record, and the minimum down payment is 60%.

(3) Hangzhou 1 suite, with a minimum down payment of 60%.

Hangzhou implements the policy of restricting purchases and loans, and the down payment ratio of the first suite and the second suite is different, as shown in the following table:

The minimum down payment in Hangzhou is 30%, and a 90-square-meter apartment is only over 260,000.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!