2, apply for student loans to meet the following conditions:
(1) is a citizen of People's Republic of China (PRC) and has an ID card (if the guardian does not have an ID card);
(2) Having full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians);
(3) Honest and trustworthy, law-abiding, no illegal behavior;
(4) Being able to complete their studies normally;
(5) The funds that can be raised due to family financial difficulties are not enough to pay for their basic study and living expenses (including tuition, accommodation and basic living expenses) during their school study.
3. Students themselves need the following information to apply for student loans directly at the special window of the school a few days before the start of the new semester:
(1) national student loan application;
(2) Copy of student ID card, ID card/household registration book (minors must provide valid identity certificate of legal guardian and written statement agreeing to apply for loan);
(3) Questionnaire survey of college students and families verified by the township or street civil affairs departments.
Extended data:
The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy.
The national student loan is a bank loan which is led by the government, subsidized by the finance, and compensated by the finance and universities at certain risks, and jointly operated by banks, education administrative departments and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities.
Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation. On August 8, 20 12, the new student loans of the development bank will exceed 1200 million yuan.
Generally speaking, students from poor families need to apply for national student loans from local banks through their schools. In principle, students apply once during their school days, and the bank issues national student loans by stages.
Application method of student loan:
Generally speaking, students from poor families need to apply for national student loans from local banks through their schools. In principle, students apply once during their school days, and the bank issues national student loans by stages.
1. Apply for a national student loan;
2. Copy of my student ID card and resident ID card (minors must provide valid identification of legal guardians and written consent to apply for loans);
3. I explain the family's financial difficulties;
4. Proof of family financial difficulties issued by the relevant department where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them.
Reference materials; Baidu encyclopedia-student loan