Personal housing provident fund loans: most cities have stipulated the maximum amount of a single housing provident fund loan. For example, the maximum amount of individual housing provident fund loans in Guangzhou is 500,000 yuan. Secondly, the maximum amount of housing provident fund loans does not exceed 70% of the total house price.
Personal housing portfolio loan: the sum of provident fund personal housing loan and bank-owned housing loan is up to 80% of the sales price or evaluation value of the purchased house (whichever is lower), and the maximum amount of provident fund personal housing loan shall be implemented in accordance with the relevant regulations of the local housing fund management department.
Personal automobile consumption loan: the maximum loan amount generally does not exceed 80% of the price of the purchased car.