Freelancers can also get housing loans as long as they can provide proof of repayment ability. Because there is no fixed work unit, I can't get the income certificate stamped with the official seal of the unit. Freelancers can prove their repayment ability by submitting relevant materials to prove their income ability. For example, taxi drivers can use driving licenses, road maintenance bills, etc. ; The legal representatives of individual industrial and commercial households and private enterprises with business licenses may submit tax payment vouchers and income accounts; Small vendors and hawkers can issue income certificates by the competent market department. With these data, the loan bank indirectly examines the borrower's repayment ability and then issues loans to qualified freelancers. You can also use real estate mortgage loans, or find a guarantor with a formal job to guarantee, and so on. Source: Zhongshan Yisou. com。