Yixin Car Loan is a mobile phone automobile mortgage software. When you need money badly, you can mortgage your car to Yixin auto loan, and you can get the same price as the car. CreditEase Car Loan is the business of CreditEase Capital, a subsidiary of Yiche.com, which is more reliable. CreditEase car loan platform has tens of thousands of financial products to choose from. At present, tens of millions of users have submitted loan applications. Cooperative financial institutions include SAIC General Motors Finance, Dongfeng Nissan Automobile Finance, China Merchants Bank, Ping An Bank, Bingzhuang Finance, Ping An Express, SAIC Motor Group, Standard Chartered Bank, Nanjing Bank, etc., as well as CreditEase Auto Loan, an auto finance product under CreditEase Capital.
Advantages of creditease car loan app platform:
1, "Duo": At present, thousands of auto loan products have been collected from many financial institutions, including bank auto loan products, auto finance company auto loan products, financial leasing products and credit loans that can involve auto loan business. Change the status quo of limited choice of offline 4S shop loan products.
2. "Fast": We cooperated with some financial institutions to realize the online approval process. Avoid a lot of offline work and improve the approval speed.
3. "Good": Personalized recommendation of financial products based on user qualifications, budget and other conditions. Maximize the matching between loan demand and financial products.
4. "Province": interest on October 0, no pressure to buy a car, online payment 1 yuan maximum 1000 yuan, saving users the cost of buying a car.
An app that can borrow money by car.
There are many platforms that want to mortgage your vehicle, such as: credit, CRRC flash loan, and Chebang loan.
1. Hey. Credit is a car loan APP under Ping An Bank, which belongs to Ping An mortgage loan product. If users want to apply for a loan with their own car as collateral, they need to provide proof of marital status, loan use plan, income certificate, personal assets certificate and other related materials. The entrance to the credit store is also easy to find. Users can search Ping An Pocket Bank in the mobile app store, then click "My" to find a car loan, and then apply for a car loan according to the operating instructions.
2. shenzhou car flash loan. Shenzhou Flash Loan is a financial service product under UCAR, which mainly provides users with services such as used car loans and car mortgages. Users can apply for a loan on Shenzhou Car Flash Loan, which can be up to 90% of the estimated car price, and the loan can be completed within 2 hours at the earliest. According to the feedback from real users, even if the user's car is not very valuable, he can apply for a certain amount of loan in Shenzhou Car Flash Loan.
3. Chebang loan. Chebang Loan is an automobile pledge platform under Zhejiang Chebang Internet Finance Information Service Co., Ltd. Users can apply for loans on Chebang Loan, up to 80% of the vehicle appraisal value. According to the official explanation of Chebang Loan, applying for a loan on Chebang Loan can complete the loan within one hour at the earliest.
Extended information:
I. Definition: A simple and popular understanding of a loan (e-IOU credit loan) is to borrow money with interest.
Two. Repayment method:
(1) Equal principal and interest repayment method: equal repayment of loan principal and interest every month. For housing provident fund loans and commercial personal housing loans, most banks have adopted this method. So the monthly repayment amount is the same;
(2) Average capital repayment method: that is, the borrower distributes the loan amount evenly throughout the repayment period and pays off the loan interest from the previous trading day to the current repayment date. In this way, the monthly repayment amount decreases month by month;
(3) Pay interest on a monthly basis, and repay the principal at maturity: that is, the borrower repays the loan principal in one lump sum on the loan maturity date [applicable to loans with a term of less than one year (including one year)], and the loan bears interest on a daily basis and the interest is repaid on a monthly basis;
(4) Early repayment of part of the loan: that is, the borrower applies to the bank for early repayment of part of the loan amount, which is generally an integer multiple of 1 000 or 1 000. After repayment, the loan bank issues a new repayment plan, and the repayment amount and repayment period change, but the repayment method remains unchanged, and the new repayment period shall not exceed the original loan period.
(5) Repay all the loans in advance: that is, the borrower can repay all the loan amount in advance by applying to the bank. After repayment, the lending bank will terminate the borrower's loan and handle the corresponding cancellation procedures.
(6) Pay as you borrow: the interest after the loan is calculated on a daily basis, and the interest is calculated on one day. You can pay the money in one lump sum at any time without any penalty.
Third, the "three principles" of loans refer to safety, liquidity and efficiency, which are the fundamental principles of commercial banks' loan operation.
1. Loan security is the primary problem faced by commercial banks;
2. Liquidity refers to the ability to recover the loan according to the scheduled time limit or realize it quickly without losing land to meet the customer's demand for withdrawal of deposits at any time;
3. Efficiency is the basis of sustainable operation of banks. For example, issuing long-term loans, the interest rate is higher than short-term loans, and the income will be good. However, if the loan term is longer, the risk will increase, the safety will decrease and the liquidity will weaken.
Therefore, the "three natures" should be harmonious, and the loan can be no problem.
App inventory that can be loaned with the car, and the owner remembers to collect it.
For many car owners, if they lack a lot of money, the car under their name is the best loan product. Although cars are devalued, they are very flexible in the loan market and can be easily used as collateral. There is an App inventory that the car can borrow, and the owner remembers to collect it!
If you have a car, a list of applications that can be lent out.
1, safe and good loans
Ping An Good Loan app is a lending platform under Ping An Group, which is developed and operated by Shenzhen Ping An Integrated Financial Services Co., Ltd., with an annual interest rate ranging from 65,438+00%, and vehicles can be mortgaged. After the loan, the vehicle can still run. As long as it is 22-60 years old, I have a car in my name (unsecured state = full car), the car price is more than 65438+ 10,000 (except for operating trucks, vans, taxis and RV), and the mileage does not exceed150,000.
2. Happy second loan
Happy Second Loan belongs to Changsha Bank, and the applicant needs to be a civil servant, career establishment or other high-quality units. Users with mortgage, provident fund and car can also apply, aged between 18-55. The maximum amount is 300,000 yuan, and the service period is 12.
3. China Auto Flash Loan
Shenzhou Car Flash Loan is a loan app dedicated to mortgage cars. The loan amount can be up to 90% of the vehicle valuation. There are also many offline stores with the lowest monthly interest rate, and borrowers can choose two channels to handle loans.
4. Small credit card loans
Xiaoying credit card loan requires the applicant to be between 22 and 55 years old, have more than 6 bills on the credit card, and be able to submit personal information such as ID card, face recognition and contact person. The loan amount is as high as 80,000 yuan, and the longest service period is 12 months.
5. Ping An Auto Loan-Credit
Ping An Bank is a famous commercial bank in China. Not only provide car loan service for users who want to buy a car, but also small partners with cars can choose Ping An mortgage loan when they encounter financial problems. Ping An Car Loan-Credit Loan is such a product. You can apply directly by providing proof of marital status, loan use plan or statement, income certificate or personal assets status certificate.
The above is the related content sharing of "app with car loan", I hope it will help everyone!
Which platform is the mortgage car loan?
First of all, the car is for a loan.
Car loan is a mobile phone software that provides vehicle mortgage loan. As long as you have a car, you can come here to solve the problem of tight money.
Second, enjoy the car loan
Worry-free car loan is a car-free online loan APP with flexible term, fast loan and high valuation.
Third, China car flash loan
Shenzhou Flash Loan is an online loan APP. You can take a car loan without taking a car loan.
Four. Yi Xin che Dai
Easy car loan is a super practical online loan APP, which can be used for car loans. Friends who have cars and need money urgently can choose.
Verb (abbreviation of verb) Chebang Loan
Car loan is an APP that only makes cars. The maximum loan amount for each mortgaged vehicle is 80% of the assessed value.
What are the software for car loan?
1, credit, credit is a car loan APP software under Ping An Bank, which belongs to Ping An mortgage car loan products.
2. China Car Flash Loan is a financial service product of u Car, which mainly provides users with services such as second-hand car loans and automobile mortgage.
3. Chebang loan. Chebang Loan is an automobile pledge platform under Zhejiang Chebang Internet Finance Information Service Co., Ltd. Users can apply for loans on Chebang Loan, up to 80% of the vehicle appraisal value.
A formal platform where you can borrow money if you have a car.
First of all, the car is for a loan.
Car loan is a mobile phone software that provides vehicle mortgage loan. As long as you have a car, you can come here to solve the problem of tight money.
Second, enjoy the car loan
Worry-free car loan is a car-free online loan APP with flexible term, fast loan and high valuation.
Third, China car flash loan
Shenzhou Flash Loan is an online loan APP. You can take a car loan without taking a car loan.
Four. Yi Xin che Dai
Easy car loan is a super practical online loan APP, which can be used for car loans. Friends who have cars and need money urgently can choose.
JD.COM gold bars. JD.COM Gold Bar is a loan service platform launched by JD Finance. Its main business is to customize cash loan services for users. China flash loan. Shenzhou Flash Loan is a financial service platform specialized in providing vehicle loans. Without escort, the loan efficiency is high and the loan amount is high. The maximum amount is 90% of the vehicle valuation and the minimum monthly interest rate is 0.36%. Ping an e loan. It is a new product launched by China Ping An Group and a credit guarantee insurance product for ordinary residents. Happy car loan. Worry-free car loan is a car-free loan platform with flexible term and fast lending.
Extended information 1. Auto finance refers to the preferential payment method that consumers can directly apply to auto finance companies when they need loans to buy a car. They can choose different modes and different payment methods according to their personal needs. Compared with banks, auto finance is a new choice for car purchase. Automobile is a combination of automobile industry and finance, and it is an important field of financial industry. Auto finance is a payment method that consumers can directly apply to auto finance companies when they need a loan to buy a car. They can choose different modes and different payment methods according to their personal needs. Compared with banks, auto finance is a new choice for car purchase. Since the "Administrative Measures for Auto Finance Companies" was formally implemented in August 2004, the auto finance market in China has gone through nearly nine years. During this period, China's automobile sales increased by nearly 300%, but the automobile financial penetration rate only doubled, which is far from 70-80% of foreign consumption. In addition, in recent years, the number of auto financing companies in China has almost stagnated. So far, there are only more than ten auto financing companies, and most of them are dominated by foreign capital.
2. As the first auto financing company in China, SAIC General Motors Finance Co., Ltd. is the largest auto financing company in China at present. By the end of 20 1 1, the service scope has been extended to more than 300 cities in 30 provinces across the country, providing comprehensive auto finance services for nearly one million auto consumers. 20 1 1 The automobile market has fallen into a low growth. Increasing the sales of new cars through peripheral business services has become a special concern of auto companies. Developing auto finance has become one of the strategies of auto companies. According to the statistics of Qianjing.com, five auto financing companies were newly established in 20 1 1 year.
Thirdly, China's auto finance is still in its infancy, while in foreign countries, auto finance companies have already matured through years of market tests, and the average proportion of auto loans in developed countries is around 70%. By 2006, 38.2% of users in 4/kloc-0 countries in the world bought cars through loans, and auto financing companies have become one of the important profit sources for auto companies. When a country's per capita GDP reaches 700 dollars, it begins to enter the era of automobile consumption.
The introduction of car loan software ends here.