The law does not expressly stipulate that there is a handling fee for the loan to buy a car, which is only the personal behavior of the merchant. Of course, for consumers, they can also choose freely.
However, in most cases, the loan to buy a car will charge a one-step handling fee, which is used for compulsory insurance, vehicle and vessel use tax, commercial insurance and license plate.
In addition, for car loans, merchants will also help customers submit relevant materials, such as commercial vehicles need to provide proof of legal operation of vehicles; Used cars need to provide proof of purchase intention, vehicle evaluation report, property right certificate and annual inspection certificate. These have also become the reasons why loan car buyers charge fees.