1, the principle of legal compliance. The management and disposal of non-performing loans must strictly abide by the relevant laws, regulations and policies of the state and the relevant provisions of the provincial association, and standardize the operation.
2. The principle of true reflection. It is necessary to truly, accurately and objectively count and reflect the classification, identification, investigation, evaluation and accountability of non-performing loans.
3. The principle of loss compensation. Grass-roots credit cooperatives should gradually improve the level of risk provision according to the size of their own loan risks, and handle and digest losses in time.