After deducting the last month's payment of the car loan, it will take about 10 working days to get your mortgage back at the bank that handles the car installment payment. The bank's credit card car is phased. It is best to call the customer service phone of the bank in advance to check whether it has been settled in full, and then get the motor vehicle registration certificate. You must take your ID card to get it. Other possible procedures include: motor vehicle driving license, bank repayment details, etc. After obtaining the registration certificate, the next step is to go through the formalities of vehicle mortgage cancellation in dmv, the local city. Materials that need to be brought together include: motor vehicle registration certificate, loan settlement certificate issued by the lending institution, lender's organization code certificate, Motor Vehicle Mortgage Registration/Pledge Filing Application Form, power of attorney, and motor vehicle owner's ID card. After going to the lobby of the vehicle management office, you can go to the corresponding service window.