Loan terms:

1, age18;

2. Have stable professional and economic income, good credit and the ability to repay the principal and interest of the loan;

3, with the purchase of housing contracts or agreements, the purchase of export housing contracts or agreements must be notarized;

4. Other conditions stipulated by the lender.

If the loan cannot be obtained:

1. The property is sold separately and the contract is invalid;

2. If the property right is not registered, the contract is invalid;

3. There is a problem with the subject of property rights, and the contract is invalid;

4. If the preemptive right is infringed, the contract is invalid;

5. If the unit purchases in violation of regulations, the contract is invalid;

6. Price fraud, obviously unfair, the contract is invalid;

7, illegal transfer, the contract is invalid.

Legal basis:

Article 667 of the Civil Code of People's Republic of China (PRC)

A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 674

The borrower shall pay interest at the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan.