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What information does Suzhou housing provident fund loan need to prepare?
1. What information should be prepared for Suzhou housing provident fund loan?

(1) Purchase of newly-built ordinary houses or self-built houses: 1, borrower's provident fund card, ID card and proof of marital status (marriage certificate or household registration book or single declaration); * * * If the house is invested, proof of immediate family members (household registration book or issued by the public security notary department) shall be provided.

2. Commercial housing sales contract; For self-built (super-built) houses, it is necessary to provide a construction project planning permit or a house ownership certificate, a state-owned land use certificate or a mortgage (counter-guarantee) contract signed by other houses (including third parties) and housing home purchase guarantee institutions after evaluation. 3. Proof of down payment for housing purchase; 4. If the borrower's previous housing provident fund loan has been paid off, it is necessary to provide the loan settlement certificate issued by the bank. (2) Purchase of complete housing: 1, the borrower's provident fund card, ID card and proof of marital status (marriage certificate or household registration book or single statement); * * * If the house is invested, proof of immediate family members (household registration book or issued by the public security notary department) shall be provided. 2. Proof of down payment for housing purchase; 3. Original real estate license and state-owned land use certificate; 4, housing replacement transaction agreement, housing transaction (evaluation, appraisal) price certificate; 5. If the borrower's previous housing provident fund loan has been paid off, it is necessary to provide the loan settlement certificate issued by the bank. (3) Other required materials. 2. What are the procedures for the housing loan of Suzhou Park Provident Fund?

Hello, required materials:

1. Household registration book of the borrower and his spouse;

2. Resident identity cards of borrowers and their spouses;

3. Borrowers

4. Proof of down payment for house purchase;

5. borrowers printed by banks

Step 6 obey the law

Housing provident fund handling conditions:

1. Individuals and their units must pay housing rent continuously.

2. The borrower has a stable economic income;

3. The borrower purchases the commercial house.

Housing accumulation fund handling process

1. The lender prepares the application for relevant materials and submits the materials;

2. After receiving the application, the loan bank shall confirm and review the information;

3. After the audit, the lending bank will contact the lender and sign relevant contracts;

4. For bank loans, the lender shall fulfill the repayment obligations.

Please refer to the above answers provided by Ronglian Ye Wei.

What are the procedures for housing loan of Suzhou Park Provident Fund?

The application conditions for provident fund loans are:

Have a permanent and valid account in the town where the loan is located, and can provide a valid residence certificate;

The housing accumulation fund has been continuously paid for more than 6 months before the loan, and the accumulated deposit time of the accumulation fund cannot be less than 12 months;

The self-financing of the first suite reaches more than 30% (including 30%) of the total price of the purchased house, and the first home loan below 90 square meters is only 20%;

The borrower has a proper job and a stable income, a fixed monthly salary and a clear intention to repay the loan;

Sign a house purchase contract or contract with the sales office;

Meet other conditions stipulated by the trustor and the trustee.

4. What materials should I bring to handle the housing provident fund booth in Suzhou Park?

First, to buy a first-hand house, you need to provide:

1. Suzhou Industrial Park housing provident fund installment repayment application form in triplicate, ID cards of both parties, marriage certificate, purchase invoice, purchase contract, loan contract and proof of housing repayment (with bank seal, valid for 1 month);

If the application for amortization of the previous house is handled in the center, but the termination is not handled, the settlement certificate, real estate license and land certificate of the previous house loan (if it has been sold, the certificate of ownership change shall be provided), and the original 1 copy of the above materials shall be provided.

Second, to buy a second-hand house, you need to provide:

Application Form for Housing Provident Fund Purchase by Installment in Suzhou Industrial Park in triplicate, including ID cards of both parties, marriage certificate, deed tax payment invoice, purchase invoice, stock house sales contract, loan contract and housing repayment certificate (stamped with bank seal, valid for 1 month), if the previous application for housing installment was processed in the center but not terminated;

It is also necessary to provide the settlement certificate, real estate license, land certificate or real estate license, land certificate (other property certificates have been cancelled) (if sold, provide the certificate of ownership change), and provide the original and photocopy of the above materials.

Three, for housing provident fund loans or amortization, just provide:

Suzhou Industrial Park housing provident fund purchase installment repayment application form in triplicate, ID card, loan contract and housing repayment certificate (valid period 1 month, housing provident fund loan in this center is not required), if the housing application installment repayment has not been terminated before this center;

It is required to provide the previous settlement certificate of housing loan, real estate license, land certificate or real estate license, land certificate (other ownership certificates have been cancelled) (if sold, provide ownership change certificate), and provide the above originals and copies. If the spouse's name is the spouse's name, it is also necessary to provide the original and photocopy of both parties' ID cards and marriage certificates.

If the immediate family members of the buyer extract the same household registration book, they need to provide another household registration book with the same household registration book number, the ID cards of the extractor and the buyer, and provide the originals and copies of the above materials. Four. Note: the above materials are only used for the first application, and subsequent withdrawals are based on my ID card and proof of repayment of housing loan (bank seal) (validity period 1 month).

If the spouse's name is the spouse's name (or the name of the immediate family member of the same household registration book), the original and photocopy of both parties' ID cards and marriage certificates (or the same household registration book) shall be provided.

Extended data

The materials needed to extract the housing provident fund are:

1. Employees who take lump-sum payment shall provide purchase contracts or agreements, purchase invoices or withdrawal receipts.

2. If the owner-occupied house is purchased by means of loan or installment, a loan contract shall be provided, and it shall be withdrawn by the down payment invoice.

3. For the construction of owner-occupied housing, it is necessary to provide the homestead approval or other building approval documents and purchase invoices issued by the planning and housing management departments at or above the township level before extraction.

4, overhaul occupied housing, living in a bungalow should be submitted by the owner of the repair application, with the repair documents issued by the housing management department, repair cost invoices for withdrawal;

People living in the building should provide the repair certificate of the property management department and the invoice allocated to the residents for withdrawal; If you live in rural areas, you need to provide the overhaul, transformation and property right certificate and purchase material invoice issued by the housing management department at or above the township level when extracting.

5. If the payment exceeds 5% of my shared salary income, provide the income certificate and lease contract issued by the unit (referring to the valid contract approved by the housing management department), as well as the rent payment invoice of the previous year.