Live and work in peace? China people have been pursuing the concept of life, and owning their own house is everyone's deepest need. However, under the realistic social conditions, buying a house has become a very difficult thing.
It is normal to buy a house just now, but it is difficult for young people to buy a house in full on their own. In real life, couples are about to get married, buying a house is a cliche, and buying a house in life is mostly borne by the man's family.
Although the economy has obviously improved in recent years and people's income has also increased significantly, it is obviously not enough compared with housing prices. Most young people are just ordinary people, so it is obviously unrealistic to buy a house on one's own. But life always goes on, and it is normal for parents to continue to help young people buy houses.
There are not a few families who empty six wallets to pay the down payment for their houses, but in the life of high housing prices, this may not help young people buy houses in full. In the next life, buying a house by loan is the only way out.
You can't solve the problem without buying a house. If you buy a house, you must take out a mortgage. This is the present situation faced by young people. With the continuous development of the Internet, we can always see many people on the Internet saying that they are determined not to buy a house and get married, but I think these people should not be married yet, or even have no object.
In the eyes of parents who take their children's marriage and childbirth as their responsibility in China, they are willing to help their children get married at all costs. At this time, young people actually have no choice at all.
Must buy a house, but the money is not enough, can only be solved through loans. I have a mortgage for 20 years, and my friends around me also have mortgages for 20 years and 30 years.
Of course, there are also many families who choose to buy a house in full, but that is a minority after all and cannot represent most people.
Perhaps when the house is no longer a necessity, the mainstream idea of buying a house by loan can gradually fade away in life. But judging from the current conditions, there is still a long way to go.
No one wants to live with a mortgage, but at this stage of life, we can only go on.