Production analysis registration. Property division registration is a way to increase the owner of the house between husband and wife. Of the above three ways, only this one can apply for increasing the owner of the house for the husband and wife. The procedure is that after the notarization department has gone through the property analysis notarization procedure, the procedure in the finance and taxation department is called tax payment (or tax exemption) procedure, and then the surveying and mapping drawings issued by the surveying and mapping department of the Housing Authority are obtained. After completing the above procedures, there is the last step, that is, carrying the application for real estate registration, the previously issued tax payment (or tax exemption) certificate, the marital property analysis agreement, the surveying and mapping drawings of the surveying and mapping department, the real estate license, the ID card and other materials to the relevant departments of the Housing Authority for property analysis and registration.
Buying and selling houses. Suppose that the owner of the house, Liu Moumou, wants to add his parents' names to his real estate license, then he can choose to sell part of the property rights of the house to his parents. Liu and his parents can apply for real estate transfer registration to the transaction registration department of the Municipal Bureau of Land and Housing Management with the application form for real estate transfer registration, the real estate sales contract, the surveying and mapping drawings issued by the real estate surveying and mapping department, the original real estate title certificate, identity certificate and other materials, and add Liu's parents to the house. If the information is complete, the Municipal Bureau of Land and Housing Management can issue the title certificate within 10~ 15 working days.
The method of giving. Adding parents' names to the real estate license can give part of the property rights of the house to parents. First of all, handle the notarization of house donation in the notary department, handle the tax payment (or tax exemption) formalities in the finance and taxation department, eat surveying and mapping drawings, ID cards, notaries, real estate registration applications, tax payment (or tax exemption) certificates, real estate licenses, gift notaries and identity certificates, and apply for a gift in the Housing Authority, so that parents can be added as house owners.
Second, the real estate license plus the name to pay taxes? Adding a name to the real estate license is tax-free.
The ownership of the house is changed from the husband and wife to * * * legal and some deed tax policies are set to be exempted. Tax exemption does not mean no tax. Immunity is usually based on some special considerations. According to the Provisional Regulations on Deed Tax, the items specified by the Ministry of Finance belong to the scope of deed tax reduction and exemption.
Third, the disadvantages of adding the child's name to the real estate license 1. If the child is underage, there may be losses.
If the ownership of the house is only written in the name of the child, if one day the husband and wife divorce and divide the property, the house belongs to the child at this time and does not belong to the common property of the husband and wife during the marriage. If the children are underage when the husband and wife divorce, then whoever has custody of the children will manage the children's property, that is to say, they have the right to manage the house, and the other party will face an embarrassing situation of nothing.
2. More real estate and more taxes.
Housing property certificate plus the child's name, the child's name will have a certain proportion of housing area share. If the children buy their own houses in the future, the housing area is too large, exceeding the tax-free area, and the extra share needs to pay property tax. Part of the area share is the result of parents adding the child's name to the real estate license when the child is underage.
3. You may not enjoy the preferential policies for the first suite.
If the child's name is added to the real estate license, then if the child has a room under his name and then applies for a house purchase loan, it is impossible to make a loan according to the standard of the first suite, and definitely pay more down payment than the first suite. After the introduction of the purchase restriction policy, some cities stipulate that children and parents should own no more than two sets of real estate when they are minors, and they can buy 1 suite independently when they are adults. Some banks stipulate that children who want to buy a new house can enjoy the first suite discount according to the loan interest rate, but the down payment may be based on the second suite standard, such as 40% down payment.
4. Property transfer mortgage trouble
When there is a child's name on the real estate license, it will be troublesome to transfer the property, mortgage it and guarantee it again. According to the law, only matters involving children's interests can be disposed of, such as medical care and studying abroad. In addition, all the proceeds from the sale of real estate must be used to support minors. If the child raises an objection in the future and thinks that the parents have violated their legitimate rights and interests, the parents should also bear the liability for compensation.
If the property meets the requirements, it can be resold. Parents must also provide the guardian's signature to ensure that it is qualified as a guardian, and at the same time provide a letter of guarantee to ensure that the property is sold for the benefit of minors, and this letter of guarantee must be notarized by a notary office. In addition, when handling the registration of real estate transactions, it is also necessary to submit the child's household registration book or birth certificate, the one-child certificate, and the guardian's identity certificate to prove that he is qualified as a guardian and sells the property for the benefit of minors. The procedure is complicated.
5. The risk of being inherited
If the child has an accident after marriage, the spouse has the right to inherit the property before marriage. This means that if the child has real estate with his parents when he is a minor, the property under the child's name will also be inherited as an inheritance. As parents, it is painful for white-haired people to send black-haired people. Now that they can't even live in their own house, what is life like in their later years?