I heard that applying for a student loan from a student source requires a guarantor and must also be an on-the-job employee of the unit. I want to ask if this is the case. You don't need a guarantor to get a loan at school. You can call the school.

2. What are the requirements of the guarantor of the college student loan?

Guarantors generally refer to parents or relatives.

3. What are the conditions for the guarantor of the student-origin student loan?

Civil servants or employees of public institutions.

Conditions for handling student loans from places of origin:

Have People's Republic of China (PRC) nationality;

Honest and trustworthy, law-abiding;

According to the relevant provisions of the state, freshmen or college students who have been formally admitted to full-time ordinary colleges, higher vocational schools and junior colleges approved to set up higher education have obtained a true, legal and effective admission notice;

Students' pre-school household registration and parents' household registration are in cities and counties (cities, districts);

The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies during school;

Other conditions stipulated by the bank.

Application materials for student-origin student loan:

Apply for a national student loan;

Copy of my student ID card and resident ID card (minors must provide valid identity certificate of legal guardian and written consent to apply for a loan);

My explanation of the family's financial difficulties;

Proof of family financial difficulties issued by the relevant departments where the students' families are located. Students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them;

Other information required by the bank.

Four, student loan guarantor requirements

Student loans do not require a guarantor. The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy. The national student loan is a bank loan which is led by the government, subsidized by the finance, and compensated by the finance and universities at certain risks, and jointly operated by banks, education administrative departments and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation. On August 8, 20 12, the new student loans of the development bank will exceed 1200 million yuan.