Yes, there was a traffic accident, and all the compensation responsibilities you should bear have been paid, which means that the accident has been dealt with. Life can go on normally in the future. It is entirely possible to buy a house with a loan.

Only those who should pay compensation but don't will be blacklisted by the court, and then they can't get loans, stay in five-star hotels, fly or take high-speed trains. Can't go abroad and so on. High consumption is not allowed.