China Everbright Bank, established in August, 1992, is one of the subsidiaries of China Everbright Group. The loan interest rate of China Everbright Bank is subject to the loan interest rate of China People's Bank. An applicant applying for a loan from China Everbright Bank must meet the relevant conditions of the loan requirements before China Everbright Bank can apply for a credit card loan.
First, China Everbright Bank will make a preliminary judgment based on the bank statement of the applicant in the last six months, then the bank will know the credit status of the applicant, and finally the bank will summarize all the information to judge whether the applicant can still get the loan. If the loan amount is relatively large, the audit will be stricter.