If you have no money to get married, you can choose to apply for a marriage loan, so how can you apply for a marriage loan?
First, the materials needed for marriage loans are:
1. Materials required for marriage loan business of banks;
2. A bank account with a stable job and three months' salary;
3. Proof of income of the loan applicant;
4. Valid identity documents of the loan applicant and his spouse.
II. Eligible for marriage loan application:
1, the lender must have a very stable job;
2. The normal monthly income of the loan applicant is more than 3,000 yuan;
3. The age of the loan applicant must be between 20 and 55;
4. Other requirements of the lending bank.
Marriage loan, as the name implies, can only be used for your own consumption under the wedding service. With the competition between banks and financial institutions, it is not excluded that some funds will be used for other purposes, and marriage loans are also risky.
American wedding loans are under the banner of not paying the principal and interest without divorce, which is no different from giving them away for nothing, but money will not fall from the sky. The interest on American wedding loans is very high. Once there is a crisis in the relationship between husband and wife, is it still a divorce?
Although the interest rate of domestic marriage loans will be relatively low, as long as it is a loan, there will be risks. Domestic loans have a clear purpose, belong to special funds, and cannot be used elsewhere without permission. Once found out, there will be a high fine, and marriage loans are also consumer loans, so the total interest to be repaid will be quite high.
Editor's summary: Marriage loan can't be borrowed by fake marriage, which is a criminal act. The amount of marriage loans in each bank is also different. You can choose a bank according to your needs. Finally, I suggest that loans should be cautious, unnecessary, and it is best not to lend.