1. Your bank card balance is insufficient. Deduction failed.

2. There is no deduction due to system reasons or weekends. As long as your bank card balance is enough, it's not a big problem, so deduct it today.

Treatment method:

1. First, confirm that the deduction amount agreed on the ABC card is greater than the repayment amount.

2. Call the contact number in the car loan contract or the account manager for telephone consultation.

3. The next day, check whether to deduct money. If not, I will print a running account showing the repayment amount and balance deposited with my ID card and agricultural bank card.

4. I took my ID card, car loan contract and bank card to the car loan center of Agricultural Bank of China for consultation, and asked the deduction personnel to deduct money on the spot.

And if you want to repay the car loan in advance, you need to apply to the bank in advance. Once the borrower has spare money after applying for a bank car loan, the first consideration is to repay the loan in advance. Generally speaking, when the borrower repays the loan in advance, he must first apply to the bank for prepayment, and only after passing the examination can he go through the formalities of prepayment. Because the regulations of each bank are different, the borrower needs to wait for a period of time after submitting the application for prepayment, which is longer or shorter.

In addition, the deduction time of each bank is different, but the repayment date is only deducted once. Some banks will deduct money from the early hours of the morning, while others will deduct money after 17:00. In order to ensure the smooth deduction, it is recommended to deposit enough money in the repayment card one day before the deduction date.

Finally, if the lender doesn't have enough money in the repayment card and doesn't save enough monthly payment before the deduction, even if the deduction is successful the next day, it will be overdue. The bank will report the overdue records to the central bank for credit information on the day when the deduction fails, and the overdue records will be found in the credit information report the next day.

In reality, each bank has different regulations on repayment date, including credit cards. Therefore, when you borrow money from different banks or use credit cards, you must pay attention to the repayment date to prevent overdue. Due to insufficient attention to the repayment date, it is not worthwhile to delay in stages and temporarily. Some people don't pay attention to the repayment date and credit card repayment date, which leads to many overdue situations and leads to bad information in personal credit report.