How to operate an appointment loan when the line of Bank of Communications is empty?
In fact, the "advance loan" of Bank of Communications is a cash installment business specially designed for users with Bank of Communications credit cards, and can be transferred in cash. Cardholders can apply for a pre-borrowed amount in the Bank of Communications "Pay the bill", log in to the Bank of Communications APP, then find the "Pay the bill" and apply again. However, it should be noted that the pre-loan line also includes the original credit line of the credit card.
In other words, if the cardholder wants to apply for a pre-borrowing limit, he needs his credit card to have a currently available limit. If there is no quota available, you cannot apply. But there is a special case, that is, the cardholder currently has a temporary limit. The temporary credit limit of a credit card can also be pre-borrowed, and the loan amount is 100% of the temporary credit limit.
Does Bank of Communications make an appointment for a loan?
Bank of Communications's advance loan occupies the credit card limit. If there is no limit, or the transfer limit has been exceeded on that day (generally 20,000), then the advance loan function can no longer be used.
In addition, we need to remind everyone that when the amount of the cardholder's advance loan is greater than the sum of the overpayment in the credit card and the cash withdrawal amount in RMB, it is also impossible to use the advance loan.
The above is the related content sharing of "How to operate the reserved loan when the quota of Bank of Communications is empty", hoping to help everyone!