On March 16, the "Jiaxing Urban and Rural Construction" public account announced that yesterday (March 15), Jiaxing City issued the "Notice on Matters Concerning Further Promoting the Stable and Healthy Development of the Real Estate Market" (hereinafter (referred to as the "Notice")), further strengthen control in terms of installment sales management, commercial housing purchase restriction policies, implementation scope of commercial housing transfer restrictions, financial supervision and management, etc., and will be implemented from March 16.

From the perspective of the industry, Jiaxing’s real estate market regulation has expanded the scope of purchase restrictions and sales restrictions, and at the same time strictly inspected the sources of funds for home purchases. Its focus is to curb speculation in real estate and stabilize the market and housing prices.

The scope of purchase restrictions will be expanded to the whole city, and installment sales will be strengthened

According to the "Notice", Jiaxing City will further improve the purchase restriction policy for commercial housing and suspend the purchase restriction policy for those who own one or more houses in the city. Houses for sale (including newly built commercial housing and second-hand housing) are for sale to households not registered in this city, except for top and high-end talents. It is reported that the Jiaxing Municipal Housing Security Bureau had issued the above-mentioned purchase restrictions as early as 2017, but the scope of purchase restrictions in 2017 was only Nanhu District, Xiuzhou District, and Economic Development Zone, while the latest purchase restriction policy was expanded to "city-wide."

In addition, the "Notice" stated that the management of installment sales will be further strengthened, stipulating that projects that apply for pre-(current) sales licenses (recordings) of commercial housing within the city (including pre-sale, current sales and For projects that handle pre-sale and current sales for the first time), each batch of sales area shall be declared in units of no less than 30,000 square meters of salable houses, and the remaining houses in the final period shall be declared in one go; the total construction area is less than 30,000 square meters , a one-time declaration is required; thus, increasing the sales area of ??each batch will help accelerate the entry of housing into the market, increase market supply, and alleviate the "hard to find a house" situation on the supply side.

Yan Yuejin, the research director of the Think Tank Center of a certain home research institute, said that by standardizing the work of promoting properties, it will help to combat the practice of relevant real estate companies to hold back the property and be reluctant to sell, and truly promote the sufficient supply of housing in Jiaxing market.

Synchronously expand the scope of sales restrictions and strictly check the source of housing purchase funds

It is worth noting that in addition to expanding the scope of purchase restrictions, Jiaxing has further expanded the scope of implementation of restrictions on the transfer of commercial housing this time. The "Notice" states that the scope of implementation of restrictions on the transfer of commercial housing will be expanded from the urban area of ??Jiaxing to the entire city. The transfer restriction period will be 2 years from the date of purchase. The purchase time shall be subject to the time when the transaction contract is signed online.

At the same time, the "Notice" also mentioned that financial supervision and management will be further strengthened, stipulating the establishment of a review system for the source of land purchase funds, strictly implementing the regulations on the use of own funds for land purchase, and bidding companies explaining the funds for land purchase. sources and make commitments; clearly and strictly examine the sources of house purchase funds, monitor the whereabouts of consumer loans and personal operating loans, and strictly prevent residents from misappropriating consumer loans and other loans for home purchases.

In this regard, Yan Yuejin commented that the above regulations regulate the land market and housing market and help prevent the risk of illegal funds flowing into the real estate field. Through such regulations, various types of land and real estate speculation are prevented, and the business of relevant banks and intermediaries is also regulated.

Industry: With positive expectations, Jiaxing has introduced new policies to prevent speculation

“Shanghai’s development focus and industrial layout have changed, and the benefits to peripheral cities are direct, and planning dividends and expectations "This has led to the prosperity of Jiaxing's property market." Li Yujia, chief researcher of the Guangdong Provincial Housing Policy Research Center, believes that the heating up of the property market under favorable expectations is the direct cause of this Jiaxing property market regulation.

Li Yujia said that in recent years, Jiaxing and Shanghai have made very rapid progress in transportation interconnection, social security docking, and mutual recognition of provident funds. Currently, Shanghai is making a city-wide effort to promote the development of new cities and build five new cities such as Jiading, Qingpu, Songjiang, Fengxian, and Nanhui, which are located in important regional corridors and have good development foundations. This also means that Shanghai’s incremental planning dividends have begun to shift to the periphery. , the rail transit link efficiency between the center and the periphery has been improved. These five new cities will be the gathering place for the development of emerging industries in Shanghai in the future, and serve as an intermediate zone connecting other cities in the metropolitan area (such as Jiaxing, Jiashan, Taicang, etc.).

“Jiaxing’s control policy encourages the purchase of one unit and discourages the purchase of two units. The sales restriction policy is intended to encourage buying and discourage selling. This means that the policy guides the migrant population to gather in Jiaxing, but it must prevent investment speculation and avoid The favorable planning has translated into a new round of real estate speculation.

"Li Yujia said that from the perspective of the two sessions and the 14th Five-Year Plan, housing has returned to the attributes of people's livelihood and security. Therefore, as housing, a public product, administrative intervention must be strengthened, especially in hot cities, where measures such as purchase restrictions and sales restrictions are once again in place. Occur frequently.