16000*30%=4800 yuan is the loan amount you can repay every month. If you choose equal repayment of principal and interest, you can get a loan in 20 years: 20*12*48000=1152000, which is the loan amount you can apply for after excluding all the fees and interest expenses during the loan. Maybe during the loan process, you are not sure which bank has the lowest loan interest rate, the largest loan amount, and the lowest loan fees. You can first publish loan demand information on the First Loan website and wait for some funding providers to come to you. , you can choose the supplier with the lowest loan interest rate to accept your loan needs, saving time, effort and worry! There is no charge for publishing information, you can try it!