The loan interest rate of Ping An Bank depends on the repayment method you actually choose and the actual loan interest rate.

2. What is the interest rate of Ping An Bank's loan to buy a house?

Generally, the specific floating standards of Ping An rate based on the benchmark interest rate of the People's Bank of China are not exactly the same, and the first-home provident fund loan is generally implemented according to the benchmark interest rate.

The benchmark loan interest rate of China People's Bank is as follows:

I. Commercial loans:

1. The loan term is within one year.

2. The loan interest rate for one to five years is 4.75%;

3. The loan period is five years;

2. Provident fund loans:

1. Loans with a loan term of less than five years

2. For loans with a loan term of more than five years, the loan interest rate is 3.25%.

3. What is the interest rate of Ping An mortgage?

Ping An Bank's housing loan interest rate is obtained by floating on the benchmark interest rate of RMB loan stipulated by the state. The specific interest rate is determined according to the actual situation of the borrower and the policies and regulations of the local Ping An Bank branch. The following are the benchmark interest rates for RMB loans stipulated by the state:

1, commercial loan:

(1) If the loan term is within 1 year (inclusive), the annual interest rate is 4.35%;

(2) loan term 1~5 years (including 5 years), with an annual interest rate of 4.75%;

(3) When the loan term exceeds 5 years, the annual interest rate is 4.90%.

2. Provident fund loans:

(1) If the loan term is less than 5 years (including 5 years), the annual interest rate is 2.75%;

(2) When the loan term exceeds 5 years, the annual interest rate is 3.25%.