The preferential policies for college students to start their own businesses are as follows:

1. Entrepreneurship loan policies for college students:

Funding is the first problem for college students to start their own businesses. Some college graduates have just started working. Soon, some did not even have jobs, and most families did not have enough strength to support their children to start their own businesses. In fact, it is not just college students who start their own businesses, this is a difficult hurdle for most people who want to start a business! Even many people who want to start a business are blocked at the first hurdle of starting a business capital.

The state has introduced relevant entrepreneurial loan policies for college students. The main preferential policies include:

1. State-owned commercial banks, joint-stock banks, city commercial banks and qualified cities Credit unions should provide small loans to college graduates who start their own businesses. During the loan process, the procedures are simplified and account opening and settlement facilities are provided. The loan amount is about 50,000 yuan.

2. The maximum loan period is two years. If it is determined that the loan period needs to be extended after expiration, you can apply for an extension.

3. The loan interest is determined according to the loan interest rate announced by the People's Bank of China. The maximum guarantee limit is 5 times the guarantee fund, and the guarantee period is the same as the loan period.

The methods for applying for entrepreneurial loans for college students are as follows:

College graduates who start their own business within two years after graduation must go to the local industrial and commercial department where the entrepreneurial entity is located to apply for a business license and registered capital (this) If the amount is less than 500,000 yuan, it can be paid in installments. The first installment of funds must not be less than 10% of the registered capital (the amount of capital contribution must not be less than 30,000 yuan). If the actual paid-in registered capital within one year is increased to more than 50%, the remaining The funds can be paid in installments within 3 years. If family members of entrepreneurial college students provide corresponding joint guarantees with stable income or effective assets, good credit standing and guaranteed repayment, credit loans can be appropriately increased on the basis of controllable risks, and they can enjoy preferential low interest rates.

2. Preferential tax policies:

The second area of ??concern for college students’ self-employment is tax issues. Our country's taxation is relatively high, and there are many tax items. In addition to the national taxes, local taxes and income taxes that companies must pay, there are also some other taxes that need to be paid according to the different industries in which companies are engaged.

The state has made the following provisions on taxation in the preferential policies for college students to start their own businesses:

1. Any college graduate who engages in self-employment shall start from the date when the local industrial and commercial department approves his or her operation. The tax registration certificate production fee is exempted for one year (i.e. tax-free).

2. For newly established urban labor and employment service enterprises (except for national * industries), the number of unemployed persons (including college graduates who have registered as unemployed, the same below) will exceed 60% of the total number of employees in the enterprise. , with the approval of the relevant competent tax authorities, you can be exempted from paying income tax for 3 years.

After the tax exemption period of a labor and employment service enterprise expires, if the newly placed unemployed people account for more than 30% of the total number of original employees of the enterprise in that year, with the approval of the relevant competent tax authorities, the income tax can be reduced by half for 2 years.

In addition, there are different tax incentives for different industries:

1. College graduates start up new enterprises in the consulting industry, information industry, technical service industry or Business units can be exempted from corporate income tax for two years after submitting an application and getting approval from the tax department.

2. If college graduates start up new enterprises or business units engaged in transportation, postal and telecommunications, and submit an application for approval by the tax department, they will be exempted from corporate income tax in the first year and halved in the second year. Income Tax.

3. College graduates starting new businesses engaged in public utilities, commerce, material industry, foreign trade, tourism, logistics, warehousing, resident services, catering, education and culture, and health. Enterprises or business units can be exempted from corporate income tax for one year after submitting an application and getting approval from the tax department.

With the support of many tax-free entrepreneurial preferential policies, I believe that the majority of college graduates who start their own businesses can save a lot of money for business operations in the early stages of starting a business.

3. Enterprise operation and management:

Compared with preferential loan and tax preferential policies, preferential policies for entrepreneurship in enterprise operation and management have not attracted the attention of most college student entrepreneurs. Some self-employed college graduates are even unaware of this preferential policy. Preferential policies in this area:

1. Employee recruitment and training enjoy reduced fees. For enterprises independently founded by university graduates, within one year from the date when the local industrial and commercial department approves their operations, they can search for talents for free on the websites of talent agency service agencies affiliated to the government's personnel, labor and social security administrative departments and public employment agencies. , labor supply and demand information, free recruitment advertisements, etc. This helps to obtain the talent resources needed by relevant industries in the early stages of starting a business. It can help self-employed college graduates more easily obtain the professional talents they need at the lowest cost.

2. Appropriate fee reductions and exemptions may be provided when participating in talent fairs or talent and labor exchange activities organized by talent intermediary service agencies affiliated to the government's personnel, labor and social security administrative departments and public employment agencies; Talent intermediary service agencies affiliated to the government's human resources department provide free training and assessment services to graduates who start companies and to employees who start companies at a discount.

The above preferential policies for college students to start their own businesses are formulated by the state for all self-employed college students across the country. In addition, in order to support local college students to start their own businesses, local governments have also introduced relevant policies and regulations, and because they are more targeted, they are more detailed and closer to reality. If college students are ready to start a business, then in addition to understanding the country’s policies to encourage college students to start their own businesses, , you must also learn about the local detailed preferential policies for entrepreneurship. In addition, college students’ self-employment also has corresponding discounts in terms of file preservation and social security processing. This is to encourage college students to start their own businesses, solve their worries about starting a business, and provide effective guarantees and services.