The mortgage must be repaid every month, and the repayment of the mortgage is calculated on a monthly basis, which is often called monthly payment. The monthly repayment amount of the mortgage should be determined according to the repayment method and the total loan amount selected by the lender. If we say that when signing a mortgage contract, the user chooses equal principal and interest, then the monthly repayment amount is fixed. The average capital is selected, and the repayment amount decreases from more to less. Two repayment methods, the former is suitable for people with fixed income, and the latter is suitable for people with strong repayment ability in the early stage and weak repayment ability in the later stage.

Mortgage repayment process: when repaying a mortgage, the borrower needs to transfer the repayment funds to the repayment account agreed in the mortgage contract, and the bank will automatically deduct the money, as long as the funds are sufficient. Usually, when signing a contract, a lender's bank card with the same name will be bound as the repayment account, so before the deduction date, the monthly payment will be fully deposited into the current account of the debit card, and it will be ok to wait for the system to automatically deduct the money.