Peer-to-peer (P2P) network credit service platform appeared for the first time. This model has been widely recognized and paid attention to because of its mutually beneficial and win-win operation mode, efficient and convenient operation mode and personalized interest rate pricing mechanism, and has been quickly replicated in other countries. Our team believes that this model will have a far-reaching and positive impact on China, folk credit and the microfinance industry. We decided to combine the social credit situation in China, make use of reliable credit audit model and advanced technology, and build a P2P micro-loan network platform suitable for China-"Lending Treasure".
social meaning
Peer-to-peer microfinance is a business model that gathers very small loans and lends them to people who need funds. Its social value is mainly reflected in three aspects: meeting personal capital demand, developing personal credit system and improving the utilization rate of social idle funds;
1) In China, banks have high requirements for personal credit loans, and individuals face many difficulties in financing from the banking system. P2P microfinance provides a new financing channel for people who need funds.
2)P2P microfinance is mainly based on personal credit evaluation, and its development helps individuals to reflect their own credit value and improve the construction of social personal credit system.
3)P2P microfinance broadens the channels for personal investment, increases the flow of funds, improves the utilization rate of idle funds in society and promotes economic development.
The emergence of P2P peer-to-peer lending platform is not only an innovative business model, but also makes great contributions to narrowing the gap between the rich and the poor, creating jobs, realizing long-term economic development and social harmony.
The borrower's vision
We firmly believe that with the progress of the times, the credit system of China society will be gradually improved, and technological innovation will also revolutionize the mode of private lending. We look forward to being at the forefront of the times in this wave of progress, building the most honest and reliable P2P peer-to-peer lending platform in China and becoming an excellent enterprise with great social value.