First, we open the Alipay wallet in the mobile phone, as shown in the figure. Since there is no loan on the home page, we click the query icon as shown in the figure.

Enter the loan, click Query, and then click Open the first ant loan, as shown.

We choose to experience it immediately.

Then choose I want a loan, as shown in the figure.

Enter the loan amount you want, and then click OK to use it.

We can click on the repayment plan to check the total repayment amount. As shown in the figure, we can see that the interest rate is still quite high.