1. Is it expensive for Civic to get a loan of RMB 67,000 from Dongben Financial with an annual interest rate of 6 points over two years? Linyi, Shandong

The current national benchmark interest rate is 4.9% per year, that is, a one-year financial loan has an annual interest rate of 6% for two years. In other words, it is quite cost-effective

2. Car Finance Loan Process

Land and pick up the car. After paying the down payment, the bank or financial company will lend the money to the 4S store or the person applying for the loan.

How many years can a car loan last?

The term of a car loan is generally about 3 years, but it will not exceed 5 years.

3. Dongben Financial Car Purchase Process

Go to the store to confirm the model and car price - submit the application - review and approve - sign the contract after approval - loan - pick up the car and mortgage it

4. Dongfeng Honda Financial Loan Process?

Under normal circumstances, as long as you have a good credit record and stable income, you can apply. The specific approval process is as follows:

1. Honda car loan approvers review the compliance, feasibility and economics of each personal car loan in accordance with the bank's personal car loan regulations and relevant regulations and in conjunction with national macro-control policies. nature;

2. Based on the borrower’s repayment ability and the adequacy and feasibility of the mortgage guarantee, analyze the benefits and risks that the business is expected to bring to the bank;

3. Sign the approval opinion based on the review situation, and state the reasons for rejection if you disagree with the loan;

4. If additional materials are required before approval, the name and content of the materials that need to be supplemented should be detailed. ;

5. For those who agree or conditionally agree to a loan, if the loan conditions are inconsistent with the contents of the loan plan applied for approval, clear adjustment opinions should be provided;

6. Loan approval After the person signs the approval opinion, the approval form and relevant materials should be returned to the business department.