Legal basis: Article 67 of the General Principles of Loans: In any of the following circumstances, the People's Bank of China shall order the lender to make corrections: if there is illegal income, the illegal income shall be confiscated; And impose a fine of 1 times and 3 times the illegal income; There is no illegal income, a fine of 50 thousand yuan and 300 thousand yuan; If it constitutes a crime, criminal responsibility shall be investigated according to law: 1. The Lender pays the entrusted loan funds in advance in violation of regulations; Two, without the approval of the people's Bank of China, foreign currency loans to natural persons; 3. In violation of the provisions of the People's Bank of China, the lender charges any fees other than interest for self-operated loans or special loans, or charges any fees other than handling fees for entrusted loans.