If Huabei fails to repay on time, there will be fees and bad records that will affect your credit

1. If you do not repay on time after using Huabei, you will be charged fees:

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Overdue fee = overdue principal * 0.05% * number of overdue days, of which overdue principal * 0.05% is rounded to the nearest cent.

2. Failure to repay on time after using Huabei will produce a bad record and affect your credit.

Extended information:

Ant Huabei repayment method?

1. When making a purchase, users can advance the amount of Ant Huabei and confirm receipt of the goods. Repayment will be made on the 9th of the next month, and the interest-free period can be up to 41 days. In addition to the "buy this month, pay back next month, super long-term interest-free" consumption experience, Ant Huabei also launched the Huabei installment function, where consumers can repay in 3, 6, 9, or 12 months. ?

2. The 10th of every month is the repayment date for Huabei. Users need to pay off the Huabei bills that have been generated on the repayment date. ?

3. On the due repayment date, the system automatically deducts the balance of Alipay account, Yu'e Bao, and debit card quick payment to repay the outstanding portion of the bill, or you can actively repay. ?

4. To avoid overdue payment, please ensure that the amount in your Alipay account is sufficient. If the payment is overdue, a daily overdue fee of 0.5% will be charged.

Alipay Service Hall - If you fail to repay on time after using Huabei, will you be charged?