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How to handle the micro-loan of beipiao city Postal Savings Bank, Liaoning Province, and do you need a guarantee?
There are three types: merchant joint guarantee, merchant guarantee and personal business.

The first two types are not mortgaged, and the business needs to be mortgaged. The maximum mortgage is 6,543.8+0,000, and the unsecured mortgage is 6,543.8+0,000.

Business license, tax registration, marriage certificate (single certificate), ID card (both parties), rental agreement (for those who run that place, their own house book), guarantee to issue income certificate, and UNPROFOR needs three households to go to the loan together.

If it is a limited liability company, in addition to the above things, it is more troublesome to go through the registration procedures.

In addition to the above materials, you also need a half-year household registration book and your bank statement.

The loan can be released in three days without mortgage, and it takes about 15 days to mortgage other items.

Unsecured 1 minute 275,

Loan for up to one year.

Average capital plus interest

6% of mortgage loan 25

Do it for another five years

Average capital plus interest

If you go to the loan guarantee alone, it must be civil servants, state-owned enterprises and institutions. If you need more than 65,438+00,000, you need two guarantors. If it is a three-person joint guarantee, it is not allowed.