1. Original and photocopy of ID card and household registration book;

2. Personal credit report;

3. Real estate license, file inquiry, house purchase contract and mortgage contract;

4. Mortgage repayment flow, mortgage statement and purchase invoice;

5. Social security, provident fund, salary flow, salary certificate issued by the bank, income certificate issued by the unit, and stability certificate of working for half a year or more;

6. Bank deposit statement, water and electricity tax bill and other certificates. To prove their credit quality;

7. The decoration project contract signed with the decoration enterprise, the purchase order of decoration materials and other materials that prove the purpose of the loan;

8. A copy of the business license and qualification certificate of the decoration company, which proves whether the partner is within the prescribed scope.

Due to the different decoration loan policies of local banks, the specific requirements of local banks shall prevail.