Bank of China provides "personal time deposit pledge loans". Borrowers who apply for personal time deposit pledge loans through personal online banking must meet the following conditions at the same time:

1. Be at least 18 years old. Chinese citizens;

2. Open Bank of China online banking wealth management version or VIP version service through registration at the business counter;

3. Hold a regular All-in-one account issued by Bank of China and the account It has been linked to personal online banking, and there is a lump-sum time deposit with a status of "valid" under the account and automatic transfer has been set;

4. Laws, regulations, regulatory requirements and lenders' requirements Other conditions.

Warm reminder: Personal large-denomination certificate of deposit pledge loans are only available offline, and there are no online channels for the time being.

If you need further information, please call the Bank of China customer service hotline 95566.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.