First, write the loan application in the middle, and write it in a larger font. Then, draw another line in the top box and write "bank". Then, mention one more line and start writing the applicant's name, gender, age, ID number and contact number in turn. Then write down the name, age, ID number and contact number of the husband or wife. Let's describe the number of family members, the number of workers, and detailed family assets, including valuable assets, such as housing and the value of these assets. Then describe the income source, main occupation and annual income of family members.

Write another reason for the loan, such as how many tens of thousands of funds are needed to grow gastrodia elata, how many tens of thousands of funds have been raised by yourself so far, what kind of loan you need to apply to your bank, how much you need and how long the term is. What income do I promise to use to repay your loan? I promise to pay off the interest on time and repay the principal when due to ensure the safety of your bank's funds. Otherwise, I am willing to bear all the consequences and legal responsibilities.

Finally, sign the names of both husband and wife in the lower right corner and write down the application date.

How to write the application for bank loan?

Fan Wen:

* * * year * month * day * month * day * month * day * month * day * month * day * month * day * month * day * month * day * month * day * month * month * day * month * day * month * month * day. In the course of operation, we abide by the law and pay attention to honesty, and have achieved good economic benefits. In recent years, with the rapid development of real estate and construction industry, the market demand of cement prefabricated products and building materials will maintain rapid growth in the next few years, which will provide greater development space and opportunities for our cement products factory. In order to seize the development space and good opportunities provided by the market, our factory will expand the production scale of cement prefabricated products and the storage capacity of building materials this year. At present, our company has signed a cement purchase contract with * * * cement factory. , * * * ten thousand tons, and signed a steel contract with * * * company, * * * ten thousand tons. Due to the expansion of business scale, the inventory of building materials has increased, and its own funds are insufficient. I hereby apply to your bank for a working capital loan of RMB 2 million with a term of one year. The source of repayment is the company's operating income, and the land of our factory (with an area of 90,000 square meters) is used as the mortgage guarantee. Please reply.

Hereby apply! Cement Products Factory of Xxxx Engineering Co., Ltd. 201Feb 10

Bank loan refers to an economic behavior that an individual or enterprise issues a loan to a bank at a certain interest rate according to the national policy of the bank and returns it within the agreed time limit. In different countries and different development periods of a country, the types of loans classified according to various standards are also different.

For example, industrial and commercial loans in the United States mainly include ordinary loan limits, working capital loans, standby loan commitments, and project loans. In Britain, industrial and commercial loans mostly take the form of discounted bills, credit accounts and overdraft accounts.

What should I fill in the personal credit loan application form? How to apply for a decoration credit loan?

What personal credit application form do I need to fill out? How to apply for decoration? Personal credit loans are RMB credit loans issued by other financial institutions to people with good credit without guarantee. Do I need to fill out an application form for personal credit loan at the bank? How to apply for a decoration credit loan?

What should I fill in the personal credit loan application form? First of all, when a borrower applies for a personal credit loan from a bank, it needs to fill in an application form in writing and submit the following materials:

(1) My valid ID.

(2) proof of residential address (household registration book, etc.). ).

(3) Personal professional certificate.

(4) Proof of income of the loan applicant himself and his family members.

(5) Other information required by the bank.

Among them, although the loan application forms of various banks are similar, there are still differences. You can go directly to the bank to apply for a loan application form, fill it out first, write it formally after you are satisfied, and then hand it over to the applying bank. How to apply for a decoration credit loan? Decoration loans are generally obtained in the following ways:

First, housing mortgage loan.

If the borrower owns the mortgage of the house, he can apply for a decoration loan with the house as collateral. The advantage of applying for decoration loan with real estate mortgage is that the interest is not high and the amount is high. The disadvantage is that there must be real estate as collateral, and there are many audit steps to handle, which takes a relatively long time.

Second, personal money.

If the borrower has a stable and legal source of income, he can apply for personal money and use it for decoration. Personal payment approval speed is faster, but the general amount will not be very high.

Third, credit card installment.

If your decoration company cooperates with a bank and you use this bank's credit card, you can use the credit card to get a decoration loan in installments. Credit card installment is convenient and quick, and the approval process is simple. However, if you want to use a credit card for installment, you must have the cooperation between the decoration company and the bank.

In addition, the decoration loan application process generally has the following points:

(1) When a borrower applies for a housing renovation loan, he must apply at the business outlet where he has started business, fill in the application form, submit relevant materials and go through relevant guarantee procedures.

(2) After investigation and approval by the account manager and approval by the competent department of examination and approval, the loan contract is signed.

(3) The account manager handles the loan procedures and transfers the money to the borrower's personal settlement account in our bank, so that the customer can use the loan funds.

What should I fill in the personal credit loan application form? How to apply for a decoration credit loan? The above are some introductions to this problem, hoping to help everyone.