According to relevant industry insiders, the pilot scope of digital RMB has been expanded in an orderly manner, and the application scenarios have been gradually enriched, covering many fields in our lives.
At this stage, digital RMB is still in the pilot testing stage, and there is no formal timetable for its launch. However, many banks have begun to promote digital RMB wallets, and it is very simple to open and participate in the test.
Earlier, the central bank publicly talked about the competition between digital RMB and WeChat payment and Alipay, emphasizing that digital RMB will coexist with Alipay and WeChat payment.
Among them, digital currency is legal tender, and Alipay and WeChat payment are third-party payment tools, and there are many differences between them. In fact, the problem of time substitution is often worrying.
In addition, digital RMB adopts dual offline payment, so as long as the mobile phone has electricity, it can be paid even if there is no signal. It has a national credit endorsement, and no merchant can refuse it. Anonymous transaction records do not show merchants, but only show vague transaction types, which is also a kind of privacy protection for merchants.
At the same time, the emergence of digital RMB will only replace part of cash, not completely, because the elderly still need paper money, so digital RMB, RMB banknotes and coins should coexist for a long time.
In fact, the emergence of digital RMB is not only driven by the development of national currency, but also partly due to the fiery virtual currency market, and Bitcoin, which ranks first, is very eye-catching, and even many people regard it as the preferred safe-haven asset. Of course, no matter how the price changes, Bitcoin is always a virtual asset, so we should pay attention to the risk of investment.
To reduce risks, we can start with the exchange, because the exchange is a very important tool to complete bitcoin transactions, and a formal digital currency license is equivalent to the business license of the exchange, which is a very important standard for both institutions and retail investors. Of course, it is also important to learn from the experience of old investors, because the voice of customers is the most authentic.
Of course, investment is risky. Don't blindly follow, keep your own point of view. This is the attitude that a qualified investor should have.
Investment is a long-term process and a spiritual journey. If you want to be a hunter who invests in the forest, you must be patient, otherwise you will become prey and be harvested!
In the morning, the price of btc coins dropped from around 4 1500 to a low of 39,240. The drop was as high as 1000 points. At present, it has returned to the front line of 39700. The four-hour chart has closed for five consecutive days, and the short-term trend has maintained a downward trend. It is recommended to rebound mainly.
# Bitcoin [Chaohua] # # digital currency # # Ou Yi OKEx#