When JD.COM Xiaobai's credit reaches 80, he can write a white note. However, Xiaobai's credit score of 80 points is not as simple as everyone thinks. At present, JD Finance will evaluate everyone's small white credit score according to five aspects: identity, assets, preference, performance and relationship, and judge whether to open the right to use JD.COM IOUs for you, so the score is only a condition for opening.
If you want to raise Xiaobai's credit score to 80, you need to work hard to achieve the following four points:
1. When you need to buy something, you should try to choose JD.COM Mall. At present, JD.COM Mall has achieved the goal of reaching the same day or the next day in many cities. Therefore, shopping in JD.COM Mall can not only be convenient, but also improve your own small white credit score.
2. Improve your personal data after entering your own Jingdong financial account. No matter what information it is, as long as it can be filled in the system, add content. Doing so will help everyone to quickly improve the small white credit score and open a white note as soon as possible.
3. Now, JD Finance can provide many financial services for everyone, such as buying funds, insurance and gold. You can increase your intimacy with JD Finance by handling these businesses. With more and more business, everyone's small white credit score will also rise.
4. Participating in crowdfunding activities in JD.COM will be more conducive to improving Xiaobai's credit score.
Xiaobai's credit score is over 500 points, so you can't write a white note.
If you ask Xiao Bai whether his credit score exceeds 500, you can write a white note. You can write a white note.
According to the data of the official website of JD.COM, if a customer's JD.COM Xiaobai credit score reaches 80 or above, he can apply to open a white note.
Xiaobai Credit is an independent credit model introduced by JD.COM. Score the credit risk level of users according to big data. The higher the score, the better the user's credit.
How many white stripes can a small white credit score write?
The credit scores of 1 and Xiaobai are not directly related to JD.COM IOUs, but they are an important reference. If the IOUs are activated with IOUs credit score, the system will comprehensively evaluate the IOUs credit score and the information filled in. The high score of IOUs indicates that personal credit qualification is good, thus increasing the probability of IOUs being issued. The official did not explain how high the credit score of IOUs should be before IOUs can be issued.
2. Xiaobai's credit score range is 0- 1 10. The higher the credit score, the more rights you can enjoy. It is suggested that you use JD Finance APP for financial management or shopping in JD.COM Mall, which will help to improve Xiaobai's credit score.
For more information about how many white credits can be offered, please visit: See More.