The deadline for the acceptance of the funding center is subject to the local announcement time, generally before mid-September.
Those who apply for national student loans can go through the application procedures at school after the start of the new school year.
To apply for a student loan from a student source, freshmen can submit the application procedures to the local student financial assistance center after receiving the admission notice.
Non-freshman students who apply for loan renewal can apply online after April, and then they need to submit the application form and a copy of the student ID card to the local student financial assistance center during the summer vacation.
When can I apply for a student loan?
Student loans are divided into student-origin student loans and university student loans. The application time for student loans is generally June-September (summer vacation), and the application time for college students' loans is generally September-65438+February (after the start of school).
When did you apply for a student loan?
The application time of student loans is not fixed and unified, and the application time of student loans in different types and regions is slightly different. Student loans are divided into student-origin student loans and university student loans. The application time for student loans is generally June-September (summer vacation), and the application time for college students' loans is generally September-65438+February (after the start of school). For details, please call the student loan service hotline of China Development Bank at 95593.
In addition, you can only apply for one of the student-origin student loan and the college student loan. Student loans can be applied to the local student financial assistance management center or bank, and student loans can be applied to the student financial assistance management center.
Student loan application process
1, national student loan application process
(1) Apply for a student loan from the school.
(2) Get the student loan application form and fill it out.
(3) Fill it out and submit it to the school, and attach relevant materials: student ID card, copy of ID card, description of family situation, proof of family difficulties, etc.
(4) Waiting for the approval of schools and banks. After the approval, you can sign a contract and apply for a student loan.
2. Student loan process
(1) Apply for a loan from the Student Financial Assistance Management Center of the Education Bureau where the household registration is located.
(2) Fill in the loan application form and provide the following materials: the original and photocopy of the household registration book, the original and photocopy of the ID card, the certificate of student status, and the certificate of student credit loan issued by the school.
(3) After approval, you can sign a contract and get a loan.
Note: after signing the student loan contract, you need to repay according to the contract requirements. If it is overdue, you will also get credit information at the meeting.
When do you apply for a student loan?
Students who apply for national student loans can apply through online channels after receiving the admission notice.
Fill in the application information truthfully and completely, and upload relevant certification materials. Or after entering the school, apply to the university organizer of the school and provide relevant materials. If in doubt, you can consult the online customer service of Bank of China or download and use the mobile banking APP of Bank of China to handle related business. Student-origin student loans are issued by financial institutions such as China Development Bank to eligible freshmen and students with financial difficulties. Students and guardians apply to the student financial assistance management center or financial institution in the county where the students attend to help the students with financial difficulties pay the tuition and accommodation fees needed during their studies at school.
Application time of national student loan
Generally, the application time of national student loan is from September to June every year, 65438+ 10. If the national student loan application is successful, it will be issued in mid-June 165438+ 10. Just wait patiently. After the school deducts the fees, the remaining money will go to everyone's Alipay account. Details are as follows:
1. After the student loan is issued, the students who help the loan cannot be the first to take the lead.
2. When colleges and universities automatically deduct money, they don't need to help students with loans. If the university deducts money successfully, the payment is successful.
3. After the university deducts money, if there is any surplus, it will stay in its own contract Alipay. After Alipay's real-name authentication, you can withdraw the money to the bound bank card for your short-term living expenses.
4. If the amount of receipts owed by colleges and universities is greater than the actual amount owed, the remaining part should be left in colleges and universities and returned to everyone after settlement by colleges and universities. Please pay attention to the specific refund time and method.
The preliminary review and process of its distribution are as follows:
1. After the first batch of loan students handle it on the spot, the students who renew the loan can get the acceptance certificate and contract of student-origin student loan issued by the county student aid center, and at the same time they will all receive the receipt verification message from China Development Bank 95593 about your student loan.
2. At the beginning of the school year, college students with student loans can register and pay in colleges and universities with the acceptance certificate issued by the county funding center. If the loan amount can fully cover the tuition and accommodation fees for the new academic year, these two fees will not be paid! If the loan amount cannot fully cover the tuition and accommodation fees payable, the difference will only be paid by cash or transfer. You can wait patiently after handing in the acceptance form.
3. After the student loan acceptance certificate (or receipt check code) is submitted to the university, the university will conduct offline and online audit.
Offline audit: the main audit is to judge whether you passed the poverty identification of colleges and universities in the last academic year, so as to determine whether you meet the conditions of student loans.
Online audit: after the qualification of college student loan is judged, the college financial aid center will enter the college end of the student loan management system of China Development Bank to enter the unpaid funds for you.
4.10 Before June 15, colleges and universities must enter the unpaid amount for all students with student loans, otherwise they cannot continue to enter. CDB will close the function of entering the collection amount in colleges and universities around the middle of 5438+ 10. After the receipt is entered in colleges and universities, the county aid center will summarize and submit this year's student loan application, and accept the audit of Sichuan Branch of China Development Bank.
5.11From late October to mid-October, all regional branches of China Development Bank will review all the student loan contracts in the province in 20021year. As long as the colleges and universities pass the examination, the certificate uploaded by the county aid center for you is correct, and your own contract is signed accurately, there is no problem with the provincial branch of China Development Bank. Of course, if the certificate uploaded to you by the county student aid center is wrong, or the contract signature of the first loan student is inaccurate, the county student aid center will urge the problematic contractor to make rectification within a time limit or promise to make rectification.
6. After the approval of the provincial branches of China Development Bank, 1 1 will be distributed around mid-June. The student loan you apply for will be credited to your loan contract Alipay. After the account arrives, your university will automatically deduct it from your loan contract Alipay without doing anything. After the successful deduction in colleges and universities, CDB 95593 will inform you of the amount of student loans issued this year and the amount of automatic deduction in colleges and universities by SMS, so that everyone can understand. It takes some time to issue loans, so just wait patiently.
2022 Student Loan Application Time
1. Renew loans (students who obtained loans in previous years and continue to apply):
The application period is from July 23rd to August 10 (except weekends).
2. New loans (freshmen and students applying for loans for the first time):
The application period is from August 12 to September 2 (except weekends).
Second, the application conditions:
Freshmen admitted to ordinary full-time colleges or undergraduates (including higher vocational students), graduate students (including master students and doctoral students) and second bachelor.
Three, the reasons for not accepting the loan application are:
1. Families own cars, decorate luxurious buildings, and own or use high-end communication tools.
2. Long-term purchase or lease of computers with high configuration and high price (except for special majors)
3. Buy luxury goods such as high-end entertainment appliances, high-end fashion, jewelry or high-end cosmetics.
4. Often eat in hotels and travel frequently on holidays.
5. There are other high consumption behaviors or extravagant consumption behaviors.
6. The annual income of family economy can obviously provide students with tuition fees.
Four, the amount of student loans:
Full-time college students (including second bachelor's degree and higher vocational students) apply for a loan amount of not more than 8,000 yuan per year, not less than 1 1,000 yuan.
The loan amount for full-time graduate students shall not exceed 1.2 million yuan and not be less than1.0 million yuan per year.
The Municipal Education Bureau held a special meeting yesterday, saying that the education departments of all districts in the city are ready to carry out the work of student-origin credit loan, and eligible Wuhan registered college students can apply from September 3.
Student-origin credit student loan refers to the student loan issued by Hubei Branch of China Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school. The loan funds are mainly used for students to pay tuition and accommodation fees during their school days.
The characteristics of this kind of student loan are: first, it is a credit loan, which does not need guarantee, but only needs the parents or legal guardians of the students to form a borrower with the students; Second, the loan period is long. The loan period is determined by the full-time undergraduate years plus 10 years, and the longest loan period can reach 14 years. Third, all the students admitted to colleges and universities in our province will be included in the scope of China Law Open, so as to make the best use of their loans (this makes it clear that colleges and universities include all full-time ordinary undergraduate colleges, higher vocational schools and junior colleges, including private colleges and independent colleges, which are approved to set up and implement higher education according to relevant state regulations).
Application material
Freshmen:
1, the original and photocopy of the admission notice 1, and bring and show the relevant notice of the university to pay tuition and accommodation fees;
2. 1 original application form signed by the borrowing student himself and stamped with the official seal of the village (neighborhood) committee (the application form comes from the online system of student-origin loan students, and cannot be filled in manually except for the column of signature and qualification examination);
3. Original and photocopy of ID cards of students and borrowers (parents or other legal guardians). ), as well as the original account book;
Students at school:
1, 1 Original and photocopy of the student ID card (if the student ID card is lost, the original student ID card issued by the school shall be used instead).
2. 1 original application form signed by the borrowing student himself and stamped with the official seal of the village (neighborhood) committee (the application form comes from the online system of student-origin loan students, and cannot be filled in manually except the signature);
3. Original and photocopy of ID cards of students and borrowers (parents or other legal guardians). ), the original household registration book (if the student's household registration has moved out, but there is no note in the household registration book, the household registration certificate issued by the township/street police station is required).
Time for college students to apply for loans
When the school season comes, most college students are busy preparing what they need to start school, while some college students are worried: what if they have no money to pay tuition? In order to help these poor college students, the state has issued student loans, so when is the application time for student loans? Come and have a look with us, but don't miss the application time.
There are two main ways of student loans for college students: national student loans and student-origin student loans.
1, to apply for a national student loan, you can go through the application procedures at the school after the start of the new school year;
2. If it is a student loan, you need to apply for a loan before the start of school. The specific schedule is as follows:
(1) Freshmen who apply for a university can submit their application procedures to the local student financial assistance center after receiving the letter of admission (they need to register in the CDB online student service system and download the application form first).
(2) Non-freshmen who apply for loan renewal can apply online after April, and then submit the application form and a copy of the student ID card to the local student financial assistance center during the summer vacation. The deadline for the acceptance of the funding center is subject to the local announcement time, generally before mid-September.
Suggestion: It is suggested that students with loans from their places of origin should go through all the formalities during the summer vacation and make preparations in advance. Don't miss the application time, which will affect their normal admission.