A formal lawyer's letter is delivered directly to your door in written form by postal express, and you won't be notified by SMS. What you are notified in this way is usually a collection method, which gives you the illusion that they will sue you, and it is just one of them to put pressure on you to deal with it as soon as possible. Others pretend to be court summons, saying that you are going to be sued, when will you open the court, etc., or that several people are going to come to the door and ask you to cooperate in handling the arrears and prepare funds. Anyway, most of the collection methods are these. When you receive similar text messages, you must first distinguish the authenticity, and don't lose your mind as soon as you receive them.

both the paper version and the electronic version of the lawyer's letter require the seal of the law firm and the lawyer's signature or seal. If it's just a text message, it's not a real lawyer's letter. If it's a picture of a lawyer's letter sent by mobile phone MMS, it may be true. The key is that you will receive a paper lawyer's letter in the end. Of course, if the contact address you fill in when you borrow money is different from your current address, you may not receive a paper version of the lawyer's letter. In addition, if you see the information of law firms and lawyers, you can check whether there really is this firm and this lawyer. Finally, when the loan is overdue, the loan company will generally send you a text message to remind you. Ordinary people, because they are not proficient in the law, may believe some powerful collection information sent by loan companies.

According to

Article 28 of the Law of the People's Republic of China on Lawyers

, lawyers can engage in the following businesses:

(1) to accept the entrustment of natural persons, legal persons or other organizations as legal advisers;

(2) accepting the entrustment of the parties in civil cases and administrative cases, acting as agents and participating in litigation;

(3) accepting the entrustment of criminal suspects and defendants in criminal cases or the assignment of legal aid agencies according to law to act as defenders, accepting the entrustment of private prosecutors in private prosecution cases, victims in public prosecution cases or their close relatives to act as agents and participate in litigation;

(4) to accept the entrustment and represent the appeals of various litigation cases;

(5) accepting entrustment and participating in mediation and arbitration activities;

(6) accepting entrustment to provide non-litigation legal services;

(7) Answering legal inquiries, writing litigation documents and other documents related to legal affairs.