The scope of the automobile loan term. The term of general car loan can range from 1 to 7 years, and the specific term depends on the lender's financial situation, loan amount, loan purpose and other factors. Generally speaking, the longer the loan term, the lower the loan interest rate, but the higher the monthly payment.

The term of car loan is generally about 3 years, but it will not exceed 5 years. Users generally need to pay more than 30% down payment before handling car loans.

There are many terms of auto loans, generally 1 year, 2 years, 30 months, 3 years, 4 years and 5 years.

The longest car loan can be five years, but it is generally three years or less, and the requirements for applying for a five-year car loan are relatively strict. Only some banks support 5-year loans, such as Bank of Communications, Bank of China, Minsheng Bank and China Construction Bank generally only have 3-year loans, and so does manufacturer finance.

Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at special dealers. How many years is the car loan? There are many terms of auto loans, generally 1 year, 2 years, 30 months, 3 years, 4 years and 5 years.

How many years can I buy a car with a loan?

1, the term of car loan is generally about 3 years, but it will not exceed 5 years. Users generally need to pay more than 30% down payment before handling car loans.

2. How many years can I buy a car with a loan? Generally, you can buy a car by installments, up to 4 years, which means you can repay it in 48 installments or 12, 24, 36 installments. Buying a car by stages is a way that many consumers will choose.

3. Generally, the term of auto loan is 1-3 years, with a maximum of 5 years. The following is an introduction to the auto loan: Loan target: The borrower must be a resident of the permanent residence where the loan bank is located and have full capacity for civil conduct.

4. Under normal circumstances, the car loan can be lent for three years, up to five years.

5. Conclusion: Car loan refers to a loan secured by a car. The loan term is generally 1-5 years, but it can be flexibly adjusted according to customer demand and loan amount. The determination of the loan term is influenced by the loan amount and the lender's credit status. The longer the loan term, the higher the interest rate.

6. The term of the car loan shall be agreed upon by both parties through consultation. For example, the longest loan period for car purchase is 5 years. The purchased vehicle is a commercial vehicle, and the loan period does not exceed 3 years. The loan object is a natural person aged 18 to 60, with full capacity for civil conduct.

How many years can I get a loan for buying a car?

How many years can I buy a car with a loan? Generally, you can buy a car by installments, up to four years, that is, you can repay it in 48 installments or 12, 24, 36 installments. Buying a car by stages is a way that many consumers will choose.

Generally speaking, it can be five years. Auto loan refers to the loan issued by the lender to the borrower who applies for buying a car, also called auto mortgage. Object of loan: The borrower must be a permanent resident of the place where the loan bank is located and have full capacity for civil conduct.

How many years can I borrow a car loan? Abstract: Car loan refers to a loan secured by a car. The loan term is generally 65,438+0-5 years, but it can be flexibly adjusted according to customer demand and loan amount.

According to the relevant regulations, if it is a new car loan, the longest loan period is 5 years; If it is a second-hand car loan, the longest loan period is 3 years. The specific loan term is determined by the lending institution according to the repayment ability, occupation and credit information of the applicant.

Generally, a car can be loaned for up to four years, that is, it can be repaid in 48 installments, or 12, 24, and 36 installments. Buying a car by stages is a way that many consumers will choose to buy a car. You only need to pay the down payment and some other expenses to drive the car home, and the rest of the money can be paid back slowly.

How many years can I borrow a car loan?

1. Generally, the term of auto loan is 1-3 years, and the longest is no more than 5 years. The following is an introduction to the auto loan: Loan target: The borrower must be a resident of the permanent residence where the loan bank is located and have full capacity for civil conduct.

2. Car loans can be loaned for up to 5 years, and financial institutions can float within a certain range of the benchmark interest rate. Generally, customers with better conditions can enjoy the benchmark interest rate or float down 10%, while ordinary customers need to float up 10% on the basis of the benchmark interest rate.

3. The longest car loan can be five years, but it is generally less than three years. The requirements for applying for a five-year car loan are strict. Only some banks support 5-year loans, such as Bank of Communications, Bank of China, Minsheng Bank and China Construction Bank generally only have 3-year loans, and so do manufacturers' financial management.

You can borrow money to buy a car for a few years at most.

The loan term of the car loan shall be agreed upon by both parties through consultation. For example, the longest loan period for car loans is 5 years. The purchased vehicle is a commercial vehicle, and the loan period does not exceed 3 years. The loan object is a natural person aged 18 to 60, with full capacity for civil conduct.

General car loans can be borrowed for three years, up to five years.

At present, the maximum loan period for car purchase is no more than 5 years. If the purchased vehicle is used for business purposes such as rental operation and car rental, the loan period is generally no longer than 3 years. Buying a car by loan must meet the following conditions: the buyer must be 18 years old and a citizen of China with full capacity for civil conduct.

The term of auto loan is generally 1-3 years, and the longest is no more than 5 years. The following is an introduction to the auto loan: Loan target: The borrower must be a resident of the permanent residence where the loan bank is located and have full capacity for civil conduct.

How many years is the most cost-effective to buy a car? How many years is the car loan?

Looking at personal economic ability, it is most cost-effective to pay off the car loan in several years. The shorter the time, the more cost-effective. The term of car loan is mostly 1-3 years, and the longest term cannot exceed 5 years. If the applicant buys a car by installment with a credit card, the loan period that can be handled is generally 12 months, 24 months and 36 months.

Generally speaking, the installment payment for buying a car can be divided into two or three years, up to five years, during which certain interest is charged. There are three ways to buy a car by installment, namely, bank car loan, credit card installment payment and auto financing company, but their respective restrictions are different.

1 5,900 yuan per month, and the total cost is more than the full car purchase 1852 yuan. The loan is 2 years, the monthly payment is 3,000 yuan, and the total cost is 3,892 yuan more than the full car purchase. The loan is for three years, and the monthly payment is 2 100 yuan. The total cost is 58 12 yuan more than the full car purchase.

About buying a car with a loan, the general loan is several years, and the introduction of car loan for several years ends here. I wonder if you have found the information you need?