In fact, in ancient times, especially in the Song Dynasty, emperors were weak and the lower classes were corrupt. If the ruling class could not benefit, the interests of the middle and lower classes in particular could not be harmed.
The main measure of Wang Anshi's economic reform is to implement the "market exchange law". According to the article "Afternoon in March, the 5th year of Xining" (Volume 23 1 Continuing to Manage Mirrors), from the 3rd year of Xining (1070), the "Easy City Service" was set up along the Shaanxi border, and the "Easy City Law" was officially implemented in Kaifeng, Tokyo in the 5th year of Xining. The "easy market service" set up by the imperial court eventually became a market monopoly institution of the government. The so-called "market easy law" means that the state buys unsalable goods at low prices, allows merchants to borrow or sell goods on credit, and the state collects interest and tooth money (that is, transaction fees) according to regulations. Its business process is roughly as follows: e-commerce buys goods according to the needs of bankers and then distributes them on credit. Bankers use farmland houses, gold and silver and other property as collateral to borrow funds or goods from Esay, paying one interest every six months and two interest every year. Another "market money" equivalent to 10% interest is used for official expenses. If the principal and interest cannot be repaid within the time limit, a penalty interest of 2% will be charged every month. The amount of bank loans shall not exceed the value of collateral. If the principal and interest in arrears cannot be repaid, the mortgage industry will be confiscated and auctioned. If it cannot be sold for a while, it will be rented out first to pay the rent. "Yi Shi Law" also stipulates that the wholesale and retail income of goods that Yi Shi is engaged in "buying cheaply and selling expensive" is not owned by the state finance, but is dominated by Yi Shi officials. In order to earn more profits, e-commerce first "buys" goods from merchants all over the world with e-commerce money, and then "sells" them to retailers. In order to obtain the wholesale and retail price difference, e-commerce officials expand the credit line and force merchants to "purchase goods from e-commerce", thus making e-commerce a government monopoly in the market. In order to obtain high profits, e-commerce has also implemented some unreasonable laws and regulations, such as "credit insurance" and "credit insurance". According to relevant data, the earliest implementation of "credit guarantee" was Tokyo Fruit Company. The fruit walkers who paid for the Eleventh Five-Year Plan are all poor households without industrial mortgage. They borrow official money, earn interest, and buy fruits from businessmen in the form of cash transactions in accordance with the provisions of the World Law. Shi Yiwu supervised the transactions between fruit merchants and merchants, and sent small officials to collect tooth money every day. Imperial Street is a bustling place in Tokyo, and only fruit pedestrians who pay credit to Eskimos can operate here. The employees of e-commerce in the city are all regular employees, and their interests, like the money in the city, are the salary expenses of small officials of e-commerce in the city. This is what Wang Anshi called "accepting official money". Tooth money is not included in the government revenue, but is dominated by the municipal government. As a result, the money fell into the pockets of officials and small officials. Because city e-commerce takes the amount of benefits as the reward and punishment standard of officials, it is very common for city e-commerce to buy and sell by force with the purpose of improving political achievements and taking more benefits as its ability, and incidents that induce private households to take credit also occur from time to time. For example, gathering a large number of counties at the border? Silk, as the capital for purchasing military grain and grass storage, was later? When silk "went bad", it was forced to sell it to the people on credit, and the people suffered greatly. Commodities and goods sold on credit in the city are not in conformity with the quality and price, and are "damaged"; Or "delay in selling" because it is out of market demand; Or because the city's e-commerce officials raised the price, "buy cheap and sell expensive", which caused losses to the buyers on credit, and eventually led to the bankruptcy of the merchants and the cost of credit loans could not be recovered. In the case that the interest money cannot be fully recovered, the e-commerce still has to pay the interest money in full, so that other income (such as penalty interest, business income that buys cheap and sells expensive) can only be used as interest money. In this way, e-commerce not only raised the selling price, but also raised the fine. Chengyi funds have been in the state of full loan, although it has lost money, but it is still in the account. In order to improve political achievements and get rewards, those irrecoverable bad debts and dormant account are not shown on the books. In this way, it harms the country and the merchants, but it enriches the bureaucrats in the city. The Eleventh Five-Year Plan is a huge national commercial monopoly group, which needs a large number of managers, such as dentists, warehouse managers and debt collectors.